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Credit Card Rewards Programs in Canada

What Canadian credit card points are worth, and which cards earn them.

Point values we use

Each program’s points are valued at these rates when we calculate net annual rewards and first-year value.

Programs with detailed guides

Récompenses TD

Expedia for TD selected method

0.5 cents per point or mile under this selected method. Last verified: October 1, 2026.

CIBC Aventura

CIBC Aventura — Payment with Points earned-value methodology

0.625 cents per point or mile under this selected method. Last verified: October 5, 2026.

Servus Circle Rewards

Circle Rewards GIC principal-contribution method

1 cents per point or mile under this selected method. Last verified: October 5, 2026.