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CIBC Aventura Visa

CIBC

VisaAventura

Accumulation des récompenses

other: 0.5 points / $1

Frais annuels
0,00 $
Valeur de la prime la première année
100 $
Récompenses annuelles nettes
150 $
Valeur la première année
250 $

Selon des dépenses typiques de 2 000 $ par mois, après les frais annuels. Voir le détail

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Dernière vérification : 5 octobre 2026. Confirmez les conditions actuelles auprès de l’émetteur.Source officielle de l’émetteur for CIBC Aventura Visa (opens new tab)

Détails de la carte

Frais annuels

Carte principale : 0 $

Cartes supplémentaires : 0 $

Taux d’intérêt

Achats : 21,99 %

Avances de fonds : 22,99 %

Revenu annuel

Ménage : 15 000 $

Opérations en devises

Frais : 2,5 %

Type de carte

Visa · Voyages

Récompenses

Programme : Aventura

Émetteur

CIBC

  • Admissibilité pas entièrement vérifiée

L’approbation relève de l’émetteur.

Comment vous accumulez des récompenses

  • Earn 1 Aventura points per CAD $1 on eligible paid CIBC Rewards Centre travel
  • 1 point per $1 on eligible groceries, gas, EV charging and drugstores
  • 0.5 points per $1 on other eligible purchases

Combien cette carte vaut-elle pour vous?

Selon des dépenses typiques de 2 000 $ par moisPoints Aventura évalués à 1 ¢ chacun

Valeur estimée la première année

250,00 $

net annual rewards + welcome bonus

Récompenses annuelles nettes
150,00 $

Récompenses d’une année typique, après les frais annuels

Prime de bienvenue
100,00 $

Une seule fois, si vous respectez l’exigence de dépenses de l’offre

Détail des récompenses annuelles

Récompenses accumulées en un an150,00 $
Frais annuels0,00 $
Récompenses annuelles nettes150,00 $

La répartition par catégorie n’est pas encore offerte pour cette carte.

Utiliser vos propres dépenses

Requiert vos données
Complete spending details. Complete spending details to calculate your rewards.

View illustrative rewards

Illustrative example — not your personalized estimate. Example: $2,000/month · $24,000/year · no bonus. Uniform full reward year; half of applicable categories is allocated to eligible scopes, split across sibling scopes; streaming $25, portal/digital/membership $0. These are scenario assumptions. No fee waiver is included. This example does not change your spending profile. Edit example allocations in the card's Rewards & conditions menu.

Illustrative annual rewards
87,94 $
Frais annuels habituels
0,00 $
Illustrative net ongoing value
88,00 $

Actual rewards depend on eligible purchases, caps and redemption rules. Interest is excluded. Personalize this calculation

Complete these assumptions to calculate your value:

  • Confirm whether your spending mix is typical throughout one complete rewards year.
  • Confirm whether this profile includes all purchases for this account, including additional cardholders.
  • Enter monthly Eligible grocery purchases. This is part of your existing spending.
  • Enter monthly Eligible gas and EV charging. This is part of your existing spending.
  • Enter monthly Eligible drugstore purchases. This is part of your existing spending.
  • Enter monthly Eligible paid CIBC Rewards Centre travel. This is part of your existing spending.
Using typical spending

$2,000/month in Canadian-dollar card spending. Travel benefits assumed usable.

Edit spending
Calculation assumptions for this card
Annual estimate assumptions for CIBC Aventura Visa

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Redemptions start at 4,000 points for a CAD $25 payment toward the card balance. Primary cardholders need a qualifying account in good standing and sufficient available points; authorized users cannot redeem. Orders are subject to issuer terms and are non-refundable, non-exchangeable and non-transferable unless advised otherwise. Conversion may change. Exact subsequent increment rules are not publicly established; no redemption orders or balances are simulated. Eligible annual spending is estimated across one complete reset cycle with an even spending mix. Include eligible net purchases by all cardholders. Issuer transaction-level rounding may differ because transaction cents do not earn points; exact transaction chronology and guaranteed issuer accrual totals are not reproduced. Primary annual fee only; optional supplementary-card fees and conditional banking-package fee rebates excluded.

Les montants particuliers de cette carte sont explicitement fixés à 0 $; les dépenses de la catégorie continuent de suivre le taux de base examiné.

Monthly spending details

Review your monthly spending. Apply changes to update your profile across WalletReturn.

Taux d’accumulation, plafonds et options d’échange
Prime de bienvenue
100,00 $
Récompenses annuelles nettes
150,00 $
Valeur la première année
250,00 $
Reviewed comparison example · typical Canadian spending · not your personalized estimate

Earning categories

  • Groceries, gas and drugstoresUp to $6,000 a year (shared)1×point per $1
  • Voyages1×point per $1
  • Tout le reste1×point per $2
Earning rules and limits
  • Ordinary purchases do not consume this group limit.
  • The counter resets after the day the December statement is printed.
  • Qualifying paid CIBC Rewards Centre travel earns double base.
  • Exclude taxes, insurance, service charges, similar amounts and points-funded travel from acceleration.
  • Residual eligible travel earns base.
  • Other Aventura redemption methods may have different values.

Rates checked 2026-10-05. Issuer rewards terms

Issuer category definitions, earning limits and restrictions apply.

Assurances et avantages

  • Soins médicaux en voyage: not included
  • Annulation de voyage: not included
  • Interruption de voyage: not included
  • Retard de vol: not included
  • Bagages: not included
  • Location de voiture: not included
  • Accident de voyage: included
  • Vol à l’hôtel ou au motel: not included
  • Appareils mobiles: not included
  • Protection des achats: included
  • Garantie prolongée: not included

4 assurances2 avantages

AssuranceCoverage
  • Assurance accident de transport public100 000 $

    Up to $100,000 per insured person

    Eligible common-carrier journey; certificate applies

    Accidental death or dismemberment while an insured passenger; eligible fare-payment and insured-person conditions apply. A maximum benefit is not a guaranteed payment.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection des achats60 000 $

    $60,000 per cardholder across all CIBC cards held

    90 days from purchase

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards. Historical catalogue notes (unverified; reviewed certificate controls): Purchase security and extended protection insurance, subject to policy conditions.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection prolongée60 000 $

    $60,000 per cardholder across all CIBC cards held

    Doubles manufacturer warranty; up to 1 additional year

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Insurance coverageInclus

    Not counted in this estimate

AvantagesDétails
  • Journie fuel discounts and loyaltyInclus

    Not counted in this estimate

  • Network and service benefitsInclus

    Not counted in this estimate

Points forts et points faibles

Points forts

  • Prime de bienvenue d’une valeur d’environ 100 $
  • 0.5 points per $1 on other eligible purchases
  • Sans frais annuels

Points faibles

  • Frais d’opérations en devises de 2,5 %
  • Les catégories bonifiées ont des plafonds de dépenses

Échange

Méthode d’évaluation choisie par WalletReturn

CIBC Aventura — Payment with Points earned-value methodology. WalletReturn values Aventura points at 0.625¢ each using CIBC Payment with Points. Estimated earned value may not equal a currently redeemable payment amount. Other Aventura redemption methods may have different values.

0.625 cents per point. Example conversion: 1,000 points = $6.25 using this method.

Point values vary by how you redeem.

Minimum, délais et restrictions d’échange
  • Estimated earned value may not equal a currently redeemable payment amount.
  • Other Aventura redemption methods may have different values.
  • Redemptions start at 4,000 points for a CAD $25 payment toward the card balance.
  • Primary cardholders need a qualifying account in good standing and sufficient available points; authorized users cannot redeem.
  • Exact subsequent increment rules are not publicly established; no redemption orders or balances are simulated.
  • Eligible purchases exclude returns, cash advances, Global Money Transfers, fees, interest, balance transfers, payments, Convenience Cheques and points redemptions.

Redemptions start at 4,000 points for a CAD $25 payment toward the card balance. Primary cardholders need a qualifying account in good standing and sufficient available points; authorized users cannot redeem. Orders are subject to issuer terms and are non-refundable, non-exchangeable and non-transferable unless advised otherwise. Conversion may change. Exact subsequent increment rules are not publicly established; no redemption orders or balances are simulated. Eligible annual spending is estimated across one complete reset cycle with an even spending mix. Include eligible net purchases by all cardholders. Issuer transaction-level rounding may differ because transaction cents do not earn points; exact transaction chronology and guaranteed issuer accrual totals are not reproduced. Primary annual fee only; optional supplementary-card fees and conditional banking-package fee rebates excluded.

Payment reflected within five business days.

Sources et mentions légales

Points à considérer

  • Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.

Dernière vérification : 5 octobre 2026.

Ce qui n’est pas inclus

Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.

WalletReturn est un site de comparaison indépendant, pas l’émetteur de la carte. Les valeurs sont des estimations.

Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.

Vérifiez les conditions actuelles du produit auprès de l’émetteur avant de faire une demande.

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