Quels sont les frais annuels de la carte Meridian Visa Cash Back?

La carte Meridian Visa Cash Back n’a pas de frais annuels.

La carte Meridian Visa Cash Back en vaut-elle la peine?

Pour des dépenses typiques de 2 000 $ par mois, WalletReturn estime 147 $ en récompenses annuelles nettes après les frais annuels et 147 $ de valeur la première année, prime de bienvenue comprise. Votre résultat dépend de vos dépenses dans ses catégories bonifiées.

Combien de points ou de remise en argent la carte Meridian Visa Cash Back rapporte-t-elle?

1% eligible groceries; 1% eligible gas; 1% eligible drugstore; 1% eligible recurring bills; 0.5% other qualifying purchases.

Quel est le taux d’intérêt de la carte Meridian Visa Cash Back?

Le taux d’intérêt sur les achats est de 19,5 %.

Les noms officiels des produits sont conservés. Les textes sans version française restent identifiés en anglais; les conditions de l’émetteur font foi.

Meridian Visa Cash Back

MeridianMeridian

Meridian Visa Rewards

Accumulation des récompenses

1% eligible groceries

Frais annuels: 0,00 $
Valeur de la prime la première année: 0 $
Récompenses annuelles nettes: 147 $
Valeur la première année: 147 $

Selon des dépenses typiques de 2 000 $ par mois, après les frais annuels. Voir le détail

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Dernière vérification : 10 octobre 2026. Confirmez les conditions actuelles auprès de l’émetteur.Source officielle de l’émetteur

Détails de la carte

Frais annuels

Carte principale : 0 $

Cartes supplémentaires : 0 $

Taux d’intérêt

Achats : 19,5 %

Avances de fonds : 21,99 %

Revenu annuel

Aucun minimum publié

Opérations en devises

Frais : À confirmer auprès de l’émetteur

Type de carte

Visa · Remise en argent

Récompenses

Programme : Meridian Visa Rewards

Émetteur

Meridian

L’approbation relève de l’émetteur.

Comment vous accumulez des récompenses

1% eligible groceries
1% eligible gas
1% eligible drugstore
1% eligible recurring bills
0.5% other qualifying purchases

Combien cette carte vaut-elle pour vous?

Selon des dépenses typiques de 2 000 $ par mois

Valeur estimée la première année

147,00 $

net annual rewards

Récompenses annuelles nettes: 147,00 $

Détail des récompenses annuelles

Épicerie	45,00 $
Autres achats	19,80 $
Paiements récurrents	18,00 $
Achats en ligne	18,00 $
Essence et recharge de véhicules électriques	13,50 $
Restaurants et repas	12,00 $
Voyages	6,00 $
Divertissement	6,00 $
Transport en commun	4,80 $
Pharmacies	3,60 $
Frais annuels	0,00 $
Récompenses annuelles nettes	147,00 $

Utiliser vos propres dépenses

Requiert vos données
Complete spending details. Complete spending details to calculate your rewards.

View illustrative rewards

Illustrative example — not your personalized estimate. Example: $2,000/month · $24,000/year · no bonus. Uniform full reward year; half of applicable categories is allocated to eligible scopes, split across sibling scopes; streaming $25, portal/digital/membership $0. These are scenario assumptions. No fee waiver is included. This example does not change your spending profile. Edit example allocations in the card's Rewards & conditions menu.

Illustrative annual rewards: 146,70 $
Frais annuels habituels: 0,00 $
Illustrative net ongoing value: 147,00 $

Actual rewards depend on eligible purchases, caps and redemption rules. Interest is excluded. Personalize this calculation

Complete these assumptions to calculate your value:

Confirm whether your spending mix is typical throughout one complete rewards year.
Confirm whether this profile includes all purchases for this account, including additional cardholders.
Enter monthly Eligible groceries. This is part of your existing spending.
Enter monthly Eligible gas. This is part of your existing spending.
Enter monthly Eligible drugstore. This is part of your existing spending.
Enter monthly Eligible utility bills. This is part of your existing spending.

Using typical spending

$2,000/month in Canadian-dollar card spending. Travel benefits assumed usable.

Edit spending

Calculation assumptions for this card

Annual estimate assumptions for Meridian Visa Cash Back

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Enter eligible net purchase spending only. Exclude cash advances, fees, interest and purchases that do not earn cashback. The estimate assumes an open account in good standing and does not model refund timing, mid-cycle rate changes or payout dates.

Les montants particuliers de cette carte sont explicitement fixés à 0 $; les dépenses de la catégorie continuent de suivre le taux de base examiné.

Eligible groceries · CAD/monthNet qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted. Parent: $500/month; remaining: $500/month.Eligible gas · CAD/monthNet qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted. Parent: $150/month; remaining: $150/month.Eligible drugstore · CAD/monthNet qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted. Parent: $40/month; remaining: $40/month.Eligible utility bills · CAD/monthNet qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted. Parent: $200/month; remaining: $200/month.Je suppose une répartition uniforme des dépenses pendant tout le cycle de récompensesCe profil représente tous les achats de ce compte, y compris ceux des titulaires supplémentaires concernés

Monthly spending details

Review your monthly spending. Apply changes to update your profile across WalletReturn.

Taux d’accumulation, plafonds et options d’échange

Typical spending: $2,000/month · $24,000/year · net of annual fee

First-year bonus: 0,00 $
Récompenses annuelles nettes: 147,00 $
Valeur la première année: 147,00 $

Redemption methods

Standard point value
—

Bonus rates apply to eligible purchases; everything else earns the base rate.

Points Breakdown — earning schedule
Spending category	Earning rate	Restrictions & Spending cap	Annual earning
groceries	1 % de remise	See rules Uncapped under the reviewed ongoing schedule	30,00 $
gas	1 % de remise	See rules Uncapped under the reviewed ongoing schedule	9,00 $
drugstore	1 % de remise	See rules Uncapped under the reviewed ongoing schedule	2,40 $
utility bills	1 % de remise	See rules Uncapped under the reviewed ongoing schedule	12,00 $
Other & non-bonus-eligible purchases	0,5 % de remise	Base rate on residual purchases; merchant bonus eligibility not assumed	93,30 $

Full base-rate purchase details (10 categories)

Residual purchases	Base rate	Annual purchases	Annual earning
groceries	0,5 % de remise	3 000,00 $	15,00 $
dining	0,5 % de remise	2 400,00 $	12,00 $
gas	0,5 % de remise	900,00 $	4,50 $
transit	0,5 % de remise	960,00 $	4,80 $
travel	0,5 % de remise	1 200,00 $	6,00 $
recurring bills	0,5 % de remise	1 200,00 $	6,00 $
entertainment	0,5 % de remise	1 200,00 $	6,00 $
drugstore	0,5 % de remise	240,00 $	1,20 $
online shopping	0,5 % de remise	3 600,00 $	18,00 $
other	0,5 % de remise	3 960,00 $	19,80 $

Offre de bienvenue

Check the issuer for current offer terms. Year 1: Year1 unavailable: current acquisition offer, opening-year reset and first-year fee timing are not jointly certified. Unknown welcome is not zero.

Assumptions, restrictions & sources

Using typical spending. Annual rewards below are before the regular annual fee and exclude welcome offers.

Purchase scopes, account thresholds or shared limits affect earning. Eligible purchase scopes, spending thresholds or shared limits require the complete rules and calculation ledger.

Only the selected certified method is calculated. Optional travel assumptions appear separately and are not guaranteed redemption rates.

Published earning schedule

1% eligible groceries; 1% eligible gas; 1% eligible drugstore; 1% eligible recurring bills; 0.5% other qualifying purchases.

Restrictions, caps & redemption

Program page1 exact Cash Back column, uncapped; product explicitly1% and .5% cashback, not inferred merchandise value.
Net qualifying purchases in good standing.
Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only.
Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges.
No foreign-currency bonus.
Returns deducted.
Net qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted.
Cashback account-credit route shown on the exact product page. Other reward routes are not valued; the program may change redemption requirements.

Regular annual fee: $0.00. The value ledger deducts applicable fees separately.

Total annual estimated reward value: $146.70.

Year 1 estimate unavailable. Year1 unavailable: current acquisition offer, opening-year reset and first-year fee timing are not jointly certified. Unknown welcome is not zero.

Exact issuer cashback percentages for the account-credit or deposited cash route; alternative points rewards not valued.

Net qualifying purchases in good standing. Groceries MCC5411; gas5541/5542; pharmacy5912; utility4814/4821/4899/4900 only. Excludes finance charges, fees, advances, cheques, ATM withdrawals, FX conversion charges and insurance charges. No foreign-currency bonus. Returns deducted. Cashback account-credit route shown on the exact product page. Other reward routes are not valued; the program may change redemption requirements.

Issuer category definitions, earning limits and restrictions apply.

Assurances et avantages

We’re still confirming this card’s coverage. The issuer’s certificate of insurance has the full insurance details.

Page du produit chez l’émetteur

Points forts et points faibles

Points forts

0.5% other qualifying purchases
Sans frais annuels

Points faibles

Les catégories bonifiées ont des plafonds de dépenses

Échange

Minimum, délais et restrictions d’échange

Cashback account-credit route shown on the exact product page. Other reward routes are not valued; the program may change redemption requirements.

Sources et mentions légales

Points à considérer

Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.

Dernière vérification : 10 octobre 2026.

Ce qui n’est pas inclus

Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.

WalletReturn est un site de comparaison indépendant, pas l’émetteur de la carte. Les valeurs sont des estimations.

Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.

Vérifiez les conditions actuelles du produit auprès de l’émetteur avant de faire une demande.

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