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Passer au contenu principalRobo-advisors · Updated Nov 2, 2026
Enter your balance to see each robo-advisor’s yearly management fee in dollars, plus the fund costs charged inside the portfolio.
Frais vérifiés Mis à jour chaque semaine
6 robo-advisors · $50,000 balance
| Robo-advisor | Score | Frais de gestion | Fee on $50,000 | RFG des fonds | Minimum |
|---|---|---|---|---|---|
| Questwealth Portfolios | 75/100 | 0.25%; 0.20% from $100,000 | 125 $0.25% a year | 0.09%–0.12% (socially responsible 0.20%–0.24%) | 250 $ |
| Wealthsimple Managed Investing | 70/100 | 0.50% (Core); 0.40% from $100,000 (Premium and Generation); as low as 0.20% at $10,000,000+ | 250 $0.5% a year | Varie selon le portefeuille | 0 $ |
| RBC InvestEase | 57/100 | 0,50 % sur tout solde | 250 $0.5% a year | 0.12%–0.20% (responsible 0.17%–0.25%) | 100 $ |
| Justwealth | 50/100 | 0,50 % (minimum de 4,99 $ par mois) | 250 $0.5% a year | About 0.20% on average | 5 000 $ |
| CI Direct Investing | 47/100 | 0.60% under $150,000, falling to 0.35% | 300 $0.6% a year | Varie selon le portefeuille | 100 $ |
| BMO SmartFolio | 42/100 | 0.70% on the first $100,000, falling to 0.40% | 350 $0.7% a year | 0.20%–0.35% | 1 000 $ |
The lowest robo-advisor fee
About $178 with fund costs
0.25%; 0.20% from $100,000
0.09%–0.12% (socially responsible 0.20%–0.24%)
5 account types
No minimum and the most account types
1% transfer match, up to $20,000 — Transfer $25,000+ from another institution within 30 days of registering. Paid in 24 monthly instalments.
Plus fund costs
0.50% (Core); 0.40% from $100,000 (Premium and Generation); as low as 0.20% at $10,000,000+
Varie selon le portefeuille
7 account types
RBC clients who want a bank-backed robo
About $330 with fund costs
0,50 % sur tout solde
0.12%–0.20% (responsible 0.17%–0.25%)
4 account types
RESPs and RDSPs with a dedicated portfolio manager
About $350 with fund costs
0,50 % (minimum de 4,99 $ par mois)
About 0.20% on average
No minimum for RESP, FHSA and RDSP (these have a $2.50 monthly minimum fee)
Larger balances and locked-in accounts
Plus fund costs
0.60% under $150,000, falling to 0.35%
Varie selon le portefeuille
5 account types
BMO clients who want bank-run portfolios
About $488 with fund costs
0.70% on the first $100,000, falling to 0.40%
0.20%–0.35%
5 account types
FAQ
Questwealth Portfolios scores highest (75/100) with a management fee of 0.25%; 0.20% from $100,000. On $50,000 that’s $125 a year, versus $350 at BMO SmartFolio.
Management fees run from 0.25% (Questwealth Portfolios) to 0.70% (BMO SmartFolio) a year, plus fund MERs of roughly 0.1%–0.35% inside the ETFs.
If you won’t pick and rebalance ETFs yourself, a robo-advisor costs far less than most mutual funds (often 2% a year). If you’re comfortable buying an all-in-one ETF at a $0-commission broker, you can skip the management fee entirely.
Wealthsimple Managed Investing has no minimum. Questwealth needs $250, RBC InvestEase needs $100, Justwealth needs $5,000, BMO SmartFolio needs $1,000, CI Direct Investing needs $100.
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