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CIBC Aeroplan Visa Infinite Card

CIBC

VisaAéroplan

Accumulation des récompenses

Eligible gas, EV charging, groceries and direct Air Canada purchases: 1.5 Aeroplan_points / $1

Offre actuelle : Earn up to 50,000 Aeroplan points Des conditions s’appliquent.

  • 12 types d’assurance inclus
Frais annuels
139,00 $
Valeur de la prime la première année
500 $
Récompenses annuelles nettes
140 $
Valeur la première année
779 $

Selon des dépenses typiques de 2 000 $ par mois, après les frais annuels. Voir le détail

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Dernière vérification : 29 septembre 2026. Confirmez les conditions actuelles auprès de l’émetteur.Source officielle de l’émetteur for CIBC Aeroplan Visa Infinite Card (opens new tab)

Détails de la carte

Frais annuels

Carte principale : 139,00 $

Cartes supplémentaires : 50,00 $

Taux d’intérêt

Achats : 20,99 %

Avances de fonds : 22,99 %

Prime de bienvenue

Earn up to 50,000 Aeroplan points

Earn up to 50,000 Aeroplan points

Revenu annuel

Personnel : 60 000 $

Ménage : 100 000 $

Opérations en devises

Frais : 2,5 %

Type de carte

Visa · Aéroplan

Récompenses

Programme : Aéroplan

Émetteur

CIBC

  • Revenu personnel exigé : 60 000 $; approbation de l’émetteur requise.

L’approbation relève de l’émetteur.

Comment vous accumulez des récompenses

  • 1.5 Aeroplan_points / $1 on Eligible gas, EV charging, groceries and direct Air Canada purchases
  • 1 Aeroplan_points / $1 on Other eligible purchases
  • 1.5 Aeroplan_points / $1 on Participating Hyatt purchases
  • 1 World_of_Hyatt_points / $1 on Participating Hyatt purchases — separate program currency

Combien cette carte vaut-elle pour vous?

Selon des dépenses typiques de 2 000 $ par moisPoints Aéroplan évalués à 1 ¢ chacun

Valeur estimée la première année

779,00 $

net annual rewards + welcome bonus + first-year fee rebate

Récompenses annuelles nettes
140,00 $

Récompenses d’une année typique, après les frais annuels

Prime de bienvenue
500,00 $

Une seule fois, si vous respectez l’exigence de dépenses de l’offre

Remboursement des frais la première année
139,00 $

Frais annuels annulés ou remboursés la première année

Détail des récompenses annuelles

Récompenses accumulées en un an279,00 $
Frais annuels− $139.00
Récompenses annuelles nettes140,00 $

La répartition par catégorie n’est pas encore offerte pour cette carte.

Taux d’accumulation, plafonds et options d’échange
Prime de bienvenue
500,00 $
Récompenses annuelles nettes
140,00 $
Valeur la première année
779,00 $
Reviewed comparison example · typical Canadian spending · not your personalized estimate

Earning categories

  • Eligible gas, EV charging, groceries and direct Air Canada purchases and Participating Hyatt purchases1.5×Aeroplan points per $1
  • Participating Hyatt purchases — separate program currency1×World of Hyatt point per $1
  • Tout le reste1×Aeroplan point per $1
Earning rules and limits
  • Issuer category eligibility applies.
  • Aggregate cap/reset and complete current agreement remain unverified.
  • Factual rate only.
  • Eligible net purchases.
  • Current exclusions and complete earning agreement still require review.
  • Eligible Hyatt properties only.

Rates checked 2026-10-11. Issuer rewards terms

Issuer category definitions, earning limits and restrictions apply.

Current offer

Earn up to 50,000 Aeroplan points

Earn up to 50,000 Aeroplan points

Minimum spend
3 000 $
Qualifying period
90 days

Conditions apply. Confirm the full offer terms with the issuer.

Official offer terms (opens new tab)

Assurances et avantages

  • Soins médicaux en voyage: included
  • Annulation de voyage: included
  • Interruption de voyage: included
  • Retard de vol: included
  • Bagages: included
  • Location de voiture: included
  • Accident de voyage: included
  • Vol à l’hôtel ou au motel: included
  • Appareils mobiles: included
  • Protection des achats: included
  • Garantie prolongée: not included

14 assurances3 avantages

AssuranceCoverage
  • Collision ou dommages au véhicule de locationVéhicules jusqu’à 85 000 $

    Eligible vehicle MSRP up to $85,000; reimbursement governed by certificate

    Rental up to 48 days

    Eligible rental vehicle only; full rental payment and declining the rental agency collision waiver are required under the certificate. Vehicle exclusions, authorized-driver rules and claim documentation apply. MSRP is a vehicle eligibility ceiling, not a promised claim payment.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection des achats60 000 $

    Shared maximum total liability $60,000 per cardholder across all held CIBC cards

    90 days from purchase

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection prolongée60 000 $

    Shared maximum total liability $60,000 per cardholder across all held CIBC cards

    Doubles manufacturer warranty; up to 1 additional year

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance soins médicaux d’urgence en voyage15 jours, jusqu’à 5 000 000 $

    Up to $5,000,000 per insured person / trip

    15 days if 64 or younger; 3 days if 65 or older

    Travel outside the home province; insured-person eligibility, government health-plan requirements, pre-existing-condition exclusions and assistance procedures apply. Confirm the certificate before travel.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance accident de transport public500 000 $

    Up to $500,000 per insured person

    Covered common-carrier passenger journey; certificate applies

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Accidental death/dismemberment only; sickness and non-passenger travel excluded.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance annulation de voyage1 500 $

    $1,500/person/trip; $5,000 combined

    Before departure for covered cancellation events

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance interruption ou retard de voyage2 000 $

    $2,000 per insured person / trip

    Covered interruption or delay of insured trip

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance retard de vol500 $

    $500 for all insured persons combined

    Flight delayed at least 4 hours

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Eligible reasonable living expenses; certificate sublimits apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance retard de bagages500 $

    $500/person; $1,000 combined

    Baggage delayed at least 6 hours

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Eligible necessary purchases only; certificate exclusions and receipts apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance bagages perdus ou volés500 $

    $500/person; $1,000 combined

    Covered checked or carry-on baggage loss, damage or theft

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance vol à l’hôtel ou au motel2 500 $

    $2,500 per occurrence for all insured persons combined

    While registered as accommodation guest

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Covered burglary; required proof of forced entry and exclusions apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance appareils mobiles1 000 $

    Up to $1,000 per occurrence / insured person

    Eligible phone/smartphone/tablet loss, theft or accidental damage. Card-payment/financing and device-specific duration conditions require certificate confirmation; depreciation, deductibles, claims and exclusions apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Travel Medical & Trip InsuranceInclus

    Not counted in this estimate

  • Assurance voyage et achatsInclus

    Age/duration/health/charge-to-card and certificate exclusions apply. Factual/display-only: no product-specific WalletReturn valuation approved. Monetary value blank, not coverage/discount face value; no live record treatment asserted.

    Issuer terms (opens new tab)

    Not counted in this estimate

AvantagesDétails
  • Air Canada first checked bagInclus

    Air Canada check-in and Air Canada/Rouge/Express operation required; up to 23 kg/50 lb; gate bags excluded; no extra benefit if bag already free. Aeroplan linking/eligible reservation terms apply. Factual/display-only: no product-specific WalletReturn valuation approved. Monetary value blank, not coverage/discount face value; no live record treatment asserted.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Preferred Aeroplan pricingInclus

    Availability and Aeroplan redemption rules apply; no fixed discount promised. Factual/display-only: no product-specific WalletReturn valuation approved. Monetary value blank, not coverage/discount face value; no live record treatment asserted.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Aeroplan Status Qualifying CreditsInclus

    Primary only; authorized-user spend counts. SQC qualify for status and are not redeemable reward points or cash. Shared across applicable issuer cards; no monetary estimate. Factual/display-only: no product-specific WalletReturn valuation approved. Monetary value blank, not coverage/discount face value; no live record treatment asserted.

    Issuer terms (opens new tab)

    Not counted in this estimate

Points forts et points faibles

Points forts

  • Prime de bienvenue d’une valeur d’environ 500 $
  • Les récompenses typiques couvrent les frais annuels de 139 $
  • 14 types d’assurance inclus
  • Earns Aeroplan points

Points faibles

  • Frais annuels de 139 $
  • Revenu personnel de 60 000 $ requis
  • Frais d’opérations en devises de 2,5 %

Sources et mentions légales

Points à considérer

  • Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.

Dernière vérification : 29 septembre 2026.

Ce qui n’est pas inclus

Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.

WalletReturn est un site de comparaison indépendant, pas l’émetteur de la carte. Les valeurs sont des estimations.

Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.

Vérifiez les conditions actuelles du produit auprès de l’émetteur avant de faire une demande.

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