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CIBC Aeroplan Visa Infinite Privilege

CIBC

VisaAéroplan

Accumulation des récompenses

Published earning schedule: Earn 2 Aeroplan points per $1 on eligible direct Air Canada and participating Hyatt purchases, 1.5 on eligible gas, EV charging, groceries, travel and dining, and 1.25 elsewhere.

Offre actuelle : Jusqu’à 100 000 points Aeroplan Des conditions s’appliquent.

  • 12 types d’assurance inclus
Frais annuels
599,00 $
Valeur de la prime la première année
1 000 $
Récompenses annuelles nettes
-270,5 $
Valeur la première année
729,5 $

Selon des dépenses typiques de 2 000 $ par mois, après les frais annuels. Voir le détail

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Dernière vérification : 2 octobre 2026. Confirmez les conditions actuelles auprès de l’émetteur.Source officielle de l’émetteur for CIBC Aeroplan Visa Infinite Privilege (opens new tab)

Détails de la carte

Frais annuels

Carte principale : 599,00 $

Cartes supplémentaires : 149,00 $

Taux d’intérêt

Achats : 21,99 %

Avances de fonds : 22,99 %

Prime de bienvenue

Jusqu’à 100 000 points Aeroplan

10,000 points after $1,000 in the first 2 statements; 40,000 after $5,000 in the first 4 statements; 50,000 after $25,000 in the first 12 statements.

Revenu annuel

Personnel : 150 000 $

Ménage : 200 000 $

Opérations en devises

Frais : 2,5 %

Type de carte

Visa · Voyages

Récompenses

Programme : Aéroplan

Émetteur

CIBC

  • Revenu personnel exigé : 150 000 $; approbation de l’émetteur requise.

L’approbation relève de l’émetteur.

Comment vous accumulez des récompenses

  • Earn 2 Aeroplan points per $1 on eligible direct Air Canada and participating Hyatt purchases, 1.5 on eligible gas, EV charging, groceries, travel and dining, and 1.25 elsewhere

Combien cette carte vaut-elle pour vous?

Selon des dépenses typiques de 2 000 $ par moisPoints Aéroplan évalués à 1 ¢ chacun

Valeur estimée la première année

729,50 $

net annual rewards + welcome bonus

Récompenses annuelles nettes
-270,50 $

Récompenses d’une année typique, après les frais annuels

Prime de bienvenue
1 000,00 $

Une seule fois, si vous respectez l’exigence de dépenses de l’offre

Détail des récompenses annuelles

Récompenses accumulées en un an328,50 $
Frais annuels− $599.00
Récompenses annuelles nettes-270,50 $

La répartition par catégorie n’est pas encore offerte pour cette carte.

Taux d’accumulation, plafonds et options d’échange
Prime de bienvenue
1 000,00 $
Récompenses annuelles nettes
-270,50 $
Valeur la première année
729,50 $
Reviewed comparison example · typical Canadian spending · not your personalized estimate

Earning categories

  • Direct Air Canada and participating Hyatt purchases2×Aeroplan points per $1
  • Gas, EV charging, groceries, travel and dining1.5×Aeroplan points per $1
  • Tout le reste1.25×Aeroplan points per $1

Rates checked 2026-10-02. Issuer rewards terms

Issuer category definitions, earning limits and restrictions apply.

Assurances et avantages

  • Soins médicaux en voyage: included
  • Annulation de voyage: included
  • Interruption de voyage: included
  • Retard de vol: included
  • Bagages: included
  • Location de voiture: included
  • Accident de voyage: included
  • Vol à l’hôtel ou au motel: included
  • Appareils mobiles: included
  • Protection des achats: included
  • Garantie prolongée: not included

12 assurances1 avantage

AssuranceCoverage
  • Collision ou dommages au véhicule de locationVéhicules jusqu’à 100 000 $

    Eligible vehicle MSRP up to $100,000; reimbursement governed by certificate

    Rental up to 48 days

    Eligible rental vehicle only; full rental payment and declining the rental agency collision waiver are required under the certificate. Vehicle exclusions, authorized-driver rules and claim documentation apply. MSRP is a vehicle eligibility ceiling, not a promised claim payment.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection des achats60 000 $

    Shared maximum total liability $60,000 per cardholder across all held CIBC cards

    180 days from purchase

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Protection prolongée60 000 $

    Shared maximum total liability $60,000 per cardholder across all held CIBC cards

    Triples manufacturer warranty; up to 2 additional years

    Eligible personal items must meet the certificate card-payment requirements; reimbursement follows the covered purchase price or eligible portion. Excluded goods, other-insurance priority, claim documents and account-standing rules apply. Claim limits are not cash rewards.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance soins médicaux d’urgence en voyage31 jours, jusqu’à 5 000 000 $

    Up to $5,000,000 per insured person / trip

    31 days if 64 or younger; 10 days if 65 or older

    Travel outside the home province; insured-person eligibility, government health-plan requirements, pre-existing-condition exclusions and assistance procedures apply. Confirm the certificate before travel.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance accident de transport public500 000 $

    Up to $500,000 per insured person

    Covered common-carrier passenger journey; certificate applies

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Accidental death/dismemberment only; sickness and non-passenger travel excluded.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance annulation de voyage2 500 $

    $2,500/person/trip; $10,000 combined

    Before departure for covered cancellation events

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance interruption ou retard de voyage5 000 $

    $5,000/person/trip; $25,000 combined

    Covered interruption or delay of insured trip

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance retard de vol500 $

    $500/person; $1,000/occurrence combined

    Flight delayed at least 4 hours

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Eligible reasonable living expenses; certificate sublimits apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance retard de bagages500 $

    $500/person; $1,000 combined

    Baggage delayed at least 6 hours

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Eligible necessary purchases only; certificate exclusions and receipts apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance bagages perdus ou volés1 000 $

    $1,000/person; $2,500 combined

    Covered checked or carry-on baggage loss, damage or theft

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance vol à l’hôtel ou au motel2 500 $

    $2,500 per occurrence for all insured persons combined

    While registered as accommodation guest

    Eligible Canadian-resident cardholder, spouse or dependent; insured causes, card-payment qualifications, other insurance, good standing and claims conditions apply. Payment fraction varies by coverage: confirm the certificate before booking. Summary is explanatory; certificate controls. Covered burglary; required proof of forced entry and exclusions apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

  • Assurance appareils mobiles1 500 $

    Up to $1,500 per occurrence / insured person

    Eligible phone/smartphone/tablet loss, theft or accidental damage. Card-payment/financing and device-specific duration conditions require certificate confirmation; depreciation, deductibles, claims and exclusions apply.

    Issuer terms (opens new tab)

    Not counted in this estimate

AvantagesDétails
  • First checked bag and priority airport services on eligible Air Canada journeysInclusIssuer terms (opens new tab)

    Not counted in this estimate

Points forts et points faibles

Points forts

  • Prime de bienvenue d’une valeur d’environ 1 000 $
  • 12 types d’assurance inclus
  • Earns Aeroplan points

Points faibles

  • Frais annuels de 599 $
  • Les récompenses typiques ne couvrent pas les frais annuels
  • Revenu personnel de 150 000 $ requis
  • Frais d’opérations en devises de 2,5 %

Sources et mentions légales

Points à considérer

  • Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.

Dernière vérification : 2 octobre 2026.

Ce qui n’est pas inclus

Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.

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