Quels sont les frais annuels de la carte WestJet RBC World Elite Mastercard?

La carte WestJet RBC World Elite Mastercard comporte des frais annuels de 139 $.

La carte WestJet RBC World Elite Mastercard en vaut-elle la peine?

Pour des dépenses typiques de 2 000 $ par mois, WalletReturn estime 265 $ en récompenses annuelles nettes après les frais annuels et 865 $ de valeur la première année, prime de bienvenue comprise. Votre résultat dépend de vos dépenses dans ses catégories bonifiées.

Combien de points ou de remise en argent la carte WestJet RBC World Elite Mastercard rapporte-t-elle?

2 WestJet points per $1 on eligible WestJet, WestJet Vacations, Sunwing Vacations, groceries, gas, EV charging, transit and rideshare; 1.5 points per $1 elsewhere.

Quel est le taux d’intérêt de la carte WestJet RBC World Elite Mastercard?

Le taux d’intérêt sur les achats est de 20,99 %.

Les noms officiels des produits sont conservés. Les textes sans version française restent identifiés en anglais; les conditions de l’émetteur font foi.

WestJet RBC World Elite Mastercard

RBC

WestJet Rewards

Accumulation des récompenses

travel: 2 points / $1

9 types d’assurance inclus

Frais annuels: 139,00 $
Valeur de la prime la première année: 600 $
Récompenses annuelles nettes: 264,8 $
Valeur la première année: 864,8 $

Selon des dépenses typiques de 2 000 $ par mois, après les frais annuels. Voir le détail

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Dernière vérification : 10 octobre 2026. Confirmez les conditions actuelles auprès de l’émetteur.Source officielle de l’émetteur

Détails de la carte

Frais annuels

Carte principale : 139,00 $

Cartes supplémentaires : 59,00 $

Taux d’intérêt

Achats : 20,99 %

Avances de fonds : 22,99 %

Revenu annuel

Personnel : 80 000 $

Ménage : 150 000 $

Opérations en devises

Frais : À confirmer auprès de l’émetteur

Type de carte

Mastercard · Voyages

Récompenses

Programme : WestJet Rewards

Émetteur

RBC

Revenu personnel exigé : 80 000 $; approbation de l’émetteur requise.

L’approbation relève de l’émetteur.

Comment vous accumulez des récompenses

2 WestJet points per $1 on eligible WestJet, WestJet Vacations, Sunwing Vacations, groceries, gas, EV charging, transit and rideshare
1.5 points per $1 elsewhere

Combien cette carte vaut-elle pour vous?

Selon des dépenses typiques de 2 000 $ par mois

Valeur estimée la première année

864,80 $

net annual rewards + welcome bonus

Récompenses annuelles nettes: 264,80 $
Prime de bienvenue: 600,00 $

Détail des récompenses annuelles

Récompenses accumulées en un an	403,80 $
Frais annuels	− $139.00
Récompenses annuelles nettes	264,80 $

La répartition par catégorie n’est pas encore offerte pour cette carte.

Utiliser vos propres dépenses

Requiert vos données
Complete spending details. Complete spending details to calculate your rewards.

View illustrative rewards

Illustrative example — not your personalized estimate. Example: $2,000/month · $24,000/year · no bonus. Uniform full reward year; half of applicable categories is allocated to eligible scopes, split across sibling scopes; streaming $25, portal/digital/membership $0. These are scenario assumptions. No fee waiver is included. This example does not change your spending profile. Edit example allocations in the card's Rewards & conditions menu.

Example redemption method

100 points per CAD1 of base fare, surcharges, bags and seats at original booking. Minimum2500points for ordinary flight redemption. Taxes/fees and post-booking extras use105–115points/CAD1 and are excluded; no variable transfer/estore values. New qualifying bookings only, no retroactive redemption; minimums and fare restrictions apply. Earned equivalent is not instantly redeemable cash.

Illustrative annual rewards: 381,90 $
Frais annuels habituels: 139,00 $
Illustrative net ongoing value: 243,00 $

Actual rewards depend on eligible purchases, caps and redemption rules. Interest is excluded. Personalize this calculation

Complete these assumptions to calculate your value:

Confirm whether your spending mix is typical throughout one complete rewards year.
Confirm whether this profile includes all purchases for this account, including additional cardholders.
Enter monthly Direct WestJet/WestJet Vacations/Sunwing billed purchases. This is part of your existing spending.
Enter monthly Eligible grocery MCC5411. This is part of your existing spending.
Enter monthly Eligible gas and EV charging MCC5541/5542/5552. This is part of your existing spending.
Enter monthly Eligible commuter transit and rides MCC4111/4121. This is part of your existing spending.

Using typical spending

$2,000/month in Canadian-dollar card spending. Travel benefits assumed usable.

Edit spending

Calculation assumptions for this card

Annual estimate assumptions for WestJet RBC World Elite Mastercard

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Monthly limits reset separately in each calendar month or statement cycle, as specified in the earning rules. Unused allowances do not roll over. This estimate uses the same entered spending in each cycle.

Points redemption method

Year 1 uses separate planned eligible purchases and offer qualifications. Annual spending alone does not establish eligibility. Introductory allocations must be disjoint.

New eligible primary application received and approvedJune16–November18,2026; co-applicants/authorized users and existingRBCcardtransfers excluded. First eligible purchase must post within first3calendar months:25000points within6weeks and5000within12weeks. Additional30000atCAD5000posted qualifying net purchases in the same3months, creditedapproximately6weeks afterthreshold. Returnsreducequalifying purchases; advances/non-preauthorizedbills/cash-liketransactions/interest/feesexcluded. Accountopen/goodstanding throughfulfilment, notmorethan2consecutiveperiodspastdue/closed/chargedoff/revoked. Additional10000afterfirstanniversaryexcluded. Regular139fee; companionvoucher/insurance notvalued.

Confirm eligible new primary application and first eligible purchase posted within first3calendar months;25000points creditedwithin6weeks and5000within12weeks whileaccountopen/goodstanding.

Confirm eligible new publicoffer andCAD5000postedqualifyingnetpurchases in first3calendar months;creditapproximately6weeks afterthreshold. Excludeadvances/fees/nonpreauthorizedbills/returnedamounts.Planned eligible spend within 3 calendar months · CAD

Les montants particuliers de cette carte sont explicitement fixés à 0 $; les dépenses de la catégorie continuent de suivre le taux de base examiné.

Direct WestJet/WestJet Vacations/Sunwing billed purchases · CAD/monthEligible posted net card purchases only. Direct travel requires the named WestJet group merchant on the statement; third-party booking is base rate. Eligible MCC, not merchandise or merchant name, controls other bonuses. Digital purchases must be allocated once across streaming/games. Exclude advances, cash-like transactions, non-preauthorized bills, interest, fees and returned amounts. Parent: $100/month; remaining: $100/month.Eligible grocery MCC5411 · CAD/monthEligible posted net card purchases only. Direct travel requires the named WestJet group merchant on the statement; third-party booking is base rate. Eligible MCC, not merchandise or merchant name, controls other bonuses. Digital purchases must be allocated once across streaming/games. Exclude advances, cash-like transactions, non-preauthorized bills, interest, fees and returned amounts. Parent: $500/month; remaining: $500/month.Eligible gas and EV charging MCC5541/5542/5552 · CAD/monthEligible posted net card purchases only. Direct travel requires the named WestJet group merchant on the statement; third-party booking is base rate. Eligible MCC, not merchandise or merchant name, controls other bonuses. Digital purchases must be allocated once across streaming/games. Exclude advances, cash-like transactions, non-preauthorized bills, interest, fees and returned amounts. Parent: $150/month; remaining: $150/month.Eligible commuter transit and rides MCC4111/4121 · CAD/monthEligible posted net card purchases only. Direct travel requires the named WestJet group merchant on the statement; third-party booking is base rate. Eligible MCC, not merchandise or merchant name, controls other bonuses. Digital purchases must be allocated once across streaming/games. Exclude advances, cash-like transactions, non-preauthorized bills, interest, fees and returned amounts. Parent: $80/month; remaining: $80/month.Je suppose une répartition uniforme des dépenses pendant tout le cycle de récompensesCe profil représente tous les achats de ce compte, y compris ceux des titulaires supplémentaires concernés

Monthly spending details

Review your monthly spending. Apply changes to update your profile across WalletReturn.

Taux d’accumulation, plafonds et options d’échange

Prime de bienvenue: 600,00 $
Récompenses annuelles nettes: 264,80 $
Valeur la première année: 864,80 $

Reviewed comparison example · typical Canadian spending · not your personalized estimate

Earning categories

Direct airline & vacation bookings, groceries, gas and transit2×points per $1
Tout le reste1.5×points per $1

Earning rules and limits

Annual companion voucher requires $5,000 of qualifying annual spend.
Voucher use has additional charges and restrictions.

Redemption methods

WestJet base fare and booking extras
1¢ per point
Fonctionnement
- 100 points per $1 of base fare, surcharges, bags and seats at original booking.
- Minimum 2500 points for ordinary flight redemption.
- No variable transfer/estore values.
Issuer redemption terms

Rates checked 2026-10-10. Issuer rewards terms

Issuer category definitions, earning limits and restrictions apply.

Assurances et avantages

Soins médicaux en voyage: included
Annulation de voyage: included
Interruption de voyage: included
Retard de vol: included
Bagages: included
Location de voiture: included
Accident de voyage: included
Vol à l’hôtel ou au motel: included
Appareils mobiles: included
Protection des achats: included
Garantie prolongée: included

9 assurances1 avantage

AssuranceCoverage

Out-of-province emergency medical insuranceInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Assurance annulation de voyageInclus
Prepaid arrangements bought with the card and/or WestJet points
Issuer terms (opens new tab)
Not counted in this estimate
Assurance interruption de voyageInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Delayed baggage and flight delay insuranceInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Travel accident insuranceInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Auto rental collision/loss damage insuranceInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Assurance cambriolage d’hôtel ou de motelInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate
Assurance appareils mobilesInclus
Device bought with the card and/or WestJet points
Issuer terms (opens new tab)
Not counted in this estimate
Purchase security and extended warrantyInclus
See the issuer’s certificate of insurance for eligibility and exclusions.
Issuer terms (opens new tab)
Not counted in this estimate

AvantagesDétails

First checked bag free for the primary cardholder and up to eight guests on eligible same-reservation flightsInclus
Issuer terms (opens new tab)
Not counted in this estimate

Points forts et points faibles

Points forts

Prime de bienvenue d’une valeur d’environ 600 $
1.5 points per $1 elsewhere
Les récompenses typiques couvrent les frais annuels de 139 $
9 types d’assurance inclus

Points faibles

Frais annuels de 139 $
Revenu personnel de 80 000 $ requis
Les catégories bonifiées ont des plafonds de dépenses

Sources et mentions légales

Points à considérer

Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.

Dernière vérification : 10 octobre 2026.

Ce qui n’est pas inclus

Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.

WalletReturn est un site de comparaison indépendant, pas l’émetteur de la carte. Les valeurs sont des estimations.

Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.

Vérifiez les conditions actuelles du produit auprès de l’émetteur avant de faire une demande.

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