Reward earning
travel: 1.25 points / $1
- Frais annuels
- 120,00 $
- First-year bonus value
- 550 $
- Récompenses annuelles nettes
- 123 $
- Valeur la première année
- 673 $
Based on typical spending of $2,000/month, after the annual fee. See the breakdown
0 of 3 selected
Détails de la carte
Frais annuels
Main card: 120,00 $
Additional cards: 50,00 $
Interest rates
Purchases: 20,99 %
Cash advances: 22,99 %
Annual income
Personal: 60 000 $
Household: 100 000 $
Foreign transactions
Fee: À confirmer auprès de l’émetteur
Type de carte
Visa · Voyages
Récompenses
Program: Avion Rewards
Émetteur
RBC
- Personal income requirement: 60000; issuer approval required.
L’approbation relève de l’émetteur.
How you earn rewards
- 1.25 Avion points per $1 on eligible travel
- 1 point per $1 on other purchases
What is this card worth to you?
Estimated first-year value
673,00 $
net annual rewards + welcome bonus
- Récompenses annuelles nettes
- 123,00 $
- Prime de bienvenue
- 550,00 $
Rewards in a typical year, after the annual fee
One-time, if you meet the offer’s spending requirement
Annual rewards breakdown
| Rewards earned in a year | 243,00 $ |
|---|---|
| Frais annuels | − $120.00 |
| Récompenses annuelles nettes | 123,00 $ |
Frais annuelsA category-by-category split isn’t available for this card yet.
Use your own spending
Needs your input
Complete spending details. Complete spending details to calculate your rewards.
View illustrative rewards
Illustrative example — not your personalized estimate. Example: $2,000/month · $24,000/year · no bonus. Uniform full reward year; half of applicable categories is allocated to eligible scopes, split across sibling scopes; streaming $25, portal/digital/membership $0. These are scenario assumptions. No fee waiver is included. This example does not change your spending profile. Edit example allocations in the card's Rewards & conditions menu.
100 points per CAD$1 for portal travel including hotels, car rentals and eligible other travel/taxes. Eligible portal booking and applicable minimum redemption apply; fixed flight grid and airline transfer values excluded.
- Illustrative annual rewards
- 240,00 $
- Frais annuels habituels
- 120,00 $
- Illustrative net ongoing value
- 120,00 $
Actual rewards depend on eligible purchases, caps and redemption rules. Interest is excluded. Personalize this calculation
Complete these assumptions to calculate your value:
- Confirm whether your spending mix is typical throughout one complete rewards year.
- Confirm whether this profile includes all purchases for this account, including additional cardholders.
- Enter monthly Eligible travel merchant MCC purchases. This is part of your existing spending.
$2,000/month in Canadian-dollar card spending. Travel benefits assumed usable.
Calculation assumptions for this card
Annual estimate assumptions for RBC Avion Visa Infinite
Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.
Monthly limits reset separately in each calendar month or statement cycle, as specified in the earning rules. Unused allowances do not roll over. This estimate uses the same entered spending in each cycle.
Year 1 uses separate planned eligible purchases and offer qualifications. Annual spending alone does not establish eligibility. Introductory allocations must be disjoint.
New eligible primary application approved in the dated public offer period; additional cardholders and existing RBC transfers excluded. Posted qualifying net purchases exclude advances/cash-like transactions/non-preauthorized bills/interest/fees and are reduced by returns. Open/good-standing account through award required; not more than two consecutive statement periods past due, closed, charged off or revoked. Threshold award within60days. Any anniversary award12–16weeks after first anniversary is excluded from Year1. Regular annual fee retained; optional banking/student rebates not assumed.
Les montants particuliers de cette carte sont explicitement fixés à 0 $; les dépenses de la catégorie continuent de suivre le taux de base examiné.
Monthly spending details
Review your monthly spending. Apply changes to update your profile across WalletReturn.
Earning rates, caps and redemption options
- Prime de bienvenue
- 550,00 $
- Récompenses annuelles nettes
- 123,00 $
- Valeur la première année
- 673,00 $
Earning categories
- Voyages1.25×points per $1
- Tout le reste1×point per $1
Earning rules and limits
- Prime de bienvenue : 35,000 on approval, 20,000 after $5,000 in six months, and 15,000 on the first anniversary.
- Application deadline November 25, 2026.
Redemption methods
- Avion Elite portal travel1¢ per point
Fonctionnement
- 100 points per CAD $1 for portal travel including hotels, car rentals and eligible other travel/taxes.
- Eligible portal booking and applicable minimum redemption apply.
Rates checked 2026-10-10. Issuer rewards terms
Issuer category definitions, earning limits and restrictions apply.
Insurance & benefits
- Travel medical: not included
- Trip cancellation: not included
- Trip interruption: not included
- Flight delay: not included
- Baggage: not included
- Rental car: not included
- Travel accident: not included
- Hotel burglary: not included
- Mobile device: included
- Protection des achats: included
- Garantie prolongée: included
3 insurance
Purchase security50 000 $
Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply
90 days from purchase
Canadian resident applicant or additional cardholder. Eligible personal items or family gifts paid in full under the certificate; only expressly accepted issuer points qualify. Commercial goods and specified exclusions are excluded; excess coverage after other insurance. Account-standing and claim evidence requirements apply.
Issuer terms (opens new tab)Not counted in this estimate
Garantie prolongéeInclus
Doubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
Original manufacturer warranty must be valid in Canada. Eligible purchase paid in full under the certificate; only expressly accepted issuer points qualify. Commercial goods, lifetime warranties and other excluded items are excluded. Account-standing and certificate claim conditions apply.
Issuer terms (opens new tab)Not counted in this estimate
Garantie prolongée
Pros & cons
Pros
- Welcome bonus worth about $550
- Typical rewards cover the $120 annual fee
Cons
- $120 annual fee
- $60,000 personal income required
- Bonus categories have spending caps
Sources & legal
Things to consider
- Confirm current fees, earning restrictions, membership requirements and terms with the issuer before applying.
Last verified: October 10, 2026.
What’s not included
Values don’t include interest charges, so they assume you pay your balance in full each month. Insurance and perks without a set dollar value are listed but not counted.
WalletReturn is an independent comparison site, not the card issuer. Values are estimates.
Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.
Verify the issuer’s current product terms before applying.
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