The Platinum Card

Assurance médicale d’urgence15 jours, jusqu’à 5 000 000 $

Up to $5,000,000 per insured person / trip

First 15 days; age 64 or younger, departure and return days included

Canadian residence and government health insurance required; travel outside home province. Pre-existing conditions must meet 90-day stability requirement. Contact assistance before treatment; eligible cardmember/spouse/dependent rules and exclusions apply.

Not counted in this estimate

Assurance annulation de voyage2 500 $

Up to $2500 per insured person / trip; maximum $5000 combined

Before departure for an insured cancellation event; certificate effective dates apply

Canadian resident eligible cardmember, spouse or dependent child; account active and in good standing. Covered causes, pre-existing-condition and other-insurance exclusions apply. Trip-payment requirements vary by coverage and must be confirmed in the linked certificate; claim documents and deadlines apply.

Not counted in this estimate

Assurance interruption ou retard de voyage2 500 $

Up to $2500 per insured person / trip; maximum $6,000 combined

Covered trip interruption or delay; certificate applies

Canadian resident eligible cardmember, spouse or dependent child; account active and in good standing. Covered causes, pre-existing-condition and other-insurance exclusions apply. Trip-payment requirements vary by coverage and must be confirmed in the linked certificate; claim documents and deadlines apply.

Not counted in this estimate

Flight / baggage delay insurance1 000 $

Combined maximum $1000 per occurrence for all insured persons

Flight delayed at least 4 hours; baggage at least 6 hours

Canadian resident eligible cardmember, spouse or dependent child; account active and in good standing. Covered causes, pre-existing-condition and other-insurance exclusions apply. Trip-payment requirements vary by coverage and must be confirmed in the linked certificate; claim documents and deadlines apply. No alternative transportation expenses; baggage delay on return home excluded.

Not counted in this estimate

Assurance vol à l’hôtel ou au motel1 000 $

Maximum $1000 per occurrence for all insured persons

While registered as accommodation guest; covered burglary

Canadian resident eligible cardmember, spouse or dependent child; account active and in good standing. Covered causes, pre-existing-condition and other-insurance exclusions apply. Trip-payment requirements vary by coverage and must be confirmed in the linked certificate; claim documents and deadlines apply. Evidence of break-in required; illegal activity and fraud excluded.

Not counted in this estimate

Assurance bagages perdus ou volés1 000 $

$1000 per occurrence for all insured persons

Covered checked or carry-on baggage loss, damage or theft

Canadian resident eligible cardmember, spouse or dependent child; account active and in good standing. Covered causes, pre-existing-condition and other-insurance exclusions apply. Trip-payment requirements vary by coverage and must be confirmed in the linked certificate; claim documents and deadlines apply. Cash, negotiable items, important documents, fragile goods and listed exclusions excluded.

Not counted in this estimate

Assurance vol ou dommages au véhicule de locationVéhicules jusqu’à 85 000 $

Eligible vehicle MSRP up to $85,000; certificate determines insured loss

Maximum 48 consecutive days

Eligible rental vehicle and card-payment conditions required; decline rental-agency collision waiver where certificate requires. This is not third-party liability coverage. Vehicle exclusions and claim evidence apply.

Not counted in this estimate

Garantie prolongée10 000 $

$10,000 per item; $25,000 per cardmember / policy year

Doubles manufacturer warranty; up to 1 additional year

Eligible new personal items and card-payment requirements; manufacturer warranty and exclusions apply. Repairs/replacement require insurer approval; account good standing and claim evidence required.

Not counted in this estimate

Protection des achats1 000 $

$1,000 per cardmember / occurrence

120 days from purchase

Eligible new personal goods and card-payment requirements; theft/damage only as defined. Other insurance, exclusions and insurer repair approval apply; claim documents required.

Not counted in this estimate

Common carrier accidentUp to CAD 500,000 per covered person; scheduled

Up to CAD 500,000 per covered person; scheduled losses have lower limits

Covered trip; insured loss within 100 days of injury

Fare charged to card before injury. Eligible cardmember/spouse/dependent rules, Canadian-billed account and accident exclusions apply.

Not counted in this estimate

$200 Annual Dining CreditInclus

Not counted in this estimate

Priority Pass Lounge AccessInclus

Not counted in this estimate

Marriott Gold & Hilton Gold Elite StatusInclus

Not counted in this estimate