Accumulation des récompenses
eligible purchases: 1.25 / 2 / 1.25 À la carte points per dollar
- 9 types d’assurance inclus
- Frais annuels
- 115,00 $
- Valeur de la prime la première année
- 0 $
Ajoutez vos dépenses pour voir combien cette carte vaut pour vous.
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Détails de la carte
Frais annuels
Carte principale : 115,00 $
Taux d’intérêt
Achats : À confirmer auprès de l’émetteur
Revenu annuel
Aucun minimum publié
Opérations en devises
Frais : À confirmer auprès de l’émetteur
Type de carte
Mastercard · Autres
Récompenses
Programme : Voir l’émetteur
Émetteur
Banque Nationale
- Canadian resident, provincial age of majority; individual income CAD 50,000 or household CAD 80,000. Alternative asset or existing-client purchase criteria apply; issuer approval required.
L’approbation relève de l’émetteur.
Comment vous accumulez des récompenses
- 1.25 / 2 / 1.25 À la carte points per dollar on eligible purchases
- Additional 1.25 points / CAD 1 on À la carte Travel agency purchases
Combien cette carte vaut-elle pour vous?
Nous n’avons pas encore assez de détails sur les récompenses pour estimer la valeur de cette carte. Ses frais, ses récompenses et ses avantages sont ci-dessous.
Taux d’accumulation, plafonds et options d’échange
- Prime de bienvenue
- 0,00 $
Earning categories
- À la carte Travel agency purchasesSeparate agency bonus added to purchase earnings1.25×points per $1
- Eligible purchases1.25 through $20,000; 2 from $20,001 to $30,000; 1.25 above $30,0001.25 / 2 / 1.25 À la carte points per dollar
Earning rules and limits
- Net purchases over each 12-month period starting at account opening.
- Complete boundary rounding, fees and redemption agreement still require review.
- Only eligible agency purchases.
- Ordinary travel spending is booked elsewhere.
Redemption methods
- À la carte Travel agency1¢ per point
Fonctionnement
- Online agency redemption.
- Booking conditions and increments apply.
- Post-purchase travel discount$100 per 12,000 points below 55,000-point exchange; 11,000 above
Fonctionnement
- Eligible card-paid travel.
- Request within 60 days.
- This distinct method is not used for the example.
Rates checked 2026-10-12. Issuer rewards terms
Issuer category definitions, earning limits and restrictions apply.
Assurances et avantages
- Soins médicaux en voyage: included
- Annulation de voyage: included
- Interruption de voyage: included
- Retard de vol: included
- Bagages: included
- Location de voiture: included
- Accident de voyage: not included
- Vol à l’hôtel ou au motel: not included
- Appareils mobiles: not included
- Protection des achats: included
- Garantie prolongée: included
9 assurances
Protection des achatsCAD 60,000 shared with extended warranty over ac
CAD 60,000 shared with extended warranty over account term
180 days
New eligible items fully paid with card or card-earned points; theft/breakage and certificate exclusions apply.
Issuer terms (opens new tab)Not counted in this estimate
Garantie prolongéeCAD 60,000 shared with purchase protection over
CAD 60,000 shared with purchase protection over account term
Triples eligible manufacturer warranty, up to two additional years
Eligible card-paid items and manufacturer warranty; exclusions and insurer repair/replacement conditions apply.
Issuer terms (opens new tab)Not counted in this estimate
Emergency medicalUp to CAD 5,000,000 per person
Up to CAD 5,000,000 per person
Age ≤54: 60 days; 55–64: 31 days; 65–75: 15 days; 76+: not covered
If the trip exceeds the age-specific maximum, the entire trip is excluded. Primary cardholder; accompanying spouse/dependants, or spouse also a cardholder. Canadian residency, provincial health plan, medical/stability exclusions and assistance requirements apply.
Issuer terms (opens new tab)Not counted in this estimate
Annulation de voyageUp to CAD 2,500 per insured person
Up to CAD 2,500 per insured person
Before departure; covered cancellation/delay causes
Part or all trip cost charged to account. Insured causes and non-refundable card-paid expenses only; exclusions and claim deadlines apply.
Issuer terms (opens new tab)Not counted in this estimate
Interruption de voyageUp to CAD 5,000 per insured person
Up to CAD 5,000 per insured person
Covered interruption after departure
Part or all trip cost charged before departure. Covered causes only; subsistence sublimits CAD 250/day and CAD 3,000 total per insured.
Issuer terms (opens new tab)Not counted in this estimate
Departing flight delayCAD 250/day, up to CAD 500 per insured person
CAD 250/day, up to CAD 500 per insured person
More than four hours, or qualifying overbooking without alternative flight within four hours
Check in at least two hours before departure. Eligible expenses charged to account; covered trip and receipt requirements apply.
Issuer terms (opens new tab)Not counted in this estimate
Baggage delayUp to CAD 500 per insured person
Up to CAD 500 per insured person
At least six hours
Covered trip and essential purchases only; carrier confirmation, receipts and certificate exclusions apply.
Issuer terms (opens new tab)Not counted in this estimate
Lost / damaged / stolen baggageUp to CAD 1,000 per insured person; valuables su
Up to CAD 1,000 per insured person; valuables sublimit CAD 250
Covered trip
Carrier confirmation, eligible baggage and exclusions apply. Silver/gold/platinum items and watches collectively share the CAD 250 sublimit.
Issuer terms (opens new tab)Not counted in this estimate
Rental car damage / theftUp to CAD 65,000 vehicle damages; CAD 2,000 pers
Up to CAD 65,000 vehicle damages; CAD 2,000 personal effects
48 consecutive days or less
Full eligible rental charged to card or card-earned points. Authorized drivers, excluded vehicles and waiver conditions apply. This is not third-party liability coverage.
Issuer terms (opens new tab)Not counted in this estimate
Points forts et points faibles
Points forts
- 9 types d’assurance inclus
Points faibles
- Frais annuels de 115 $
- Les catégories bonifiées ont des plafonds de dépenses
Sources et mentions légales
Points à considérer
- Confirmez auprès de l’émetteur les frais, les restrictions d’accumulation, les conditions d’adhésion et les modalités actuelles avant de faire une demande.
Dernière vérification : 12 octobre 2026.
Ce qui n’est pas inclus
Les valeurs n’incluent pas les frais d’intérêt : elles supposent que vous payez votre solde en entier chaque mois. Les assurances et les avantages sans valeur fixe en dollars sont indiqués, mais pas comptés.
WalletReturn est un site de comparaison indépendant, pas l’émetteur de la carte. Les valeurs sont des estimations.
Divulgation publicitaire : WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.
Vérifiez les conditions actuelles du produit auprès de l’émetteur avant de faire une demande.
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