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Best Mastercard credit cards in Canada

Mastercard is accepted almost everywhere, including Costco in Canada, and is offered by banks, retailers and fintechs. Every Mastercard card we cover, ranked by net annual rewards at typical spending.

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Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

MBNA Rewards Platinum Plus Mastercard

MBNA Rewards

Annual Fee: $0.00
First Year Bonus Value: $52.00
Net Annual Rewards: $191.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $226.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Triangle Mastercard

Canadian Tire Bank

Triangle Rewards

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $180.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $180.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Tangerine Rewards World Elite Mastercard

Scene+

Annual Fee: $120.00
First Year Bonus Value: $500.00
Net Annual Rewards: $174.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $674.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Scotia Momentum Mastercard

Scotia Momentum cash back

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $173.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $173.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

National Bank Platinum Mastercard

À la carte Rewards

Annual Fee: $70.00
First Year Bonus Value: $0.00
Net Annual Rewards: $167.38Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $237.38

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

BMO VIPorter World Elite Mastercard

VIPorter

Annual Fee: $199.00
First Year Bonus Value: $700.00
Net Annual Rewards: $164.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $1,063.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Brim World Elite Mastercard

Brim Rewards

Annual Fee: $89.00
First Year Bonus Value: $0.00
Net Annual Rewards: $151.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $151.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

National Bank mycredit Mastercard

Cash Back

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $144.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $144.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

BMO Ascend World Elite Mastercard

BMO Rewards

Annual Fee: $150.00
First Year Bonus Value: $533.33
Net Annual Rewards: $122.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $805.33

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Brim Mastercard

Brim Rewards

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $120.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $120.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.