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Best Mastercard credit cards in Canada

Mastercard is accepted almost everywhere, including Costco in Canada, and is offered by banks, retailers and fintechs. Every Mastercard card we cover, ranked by net annual rewards at typical spending.

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Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Rogers Red World Mastercard

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $240.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $240.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Walmart Rewards Mastercard

Walmart Reward Dollars

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $240.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $240.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Walmart Rewards World Mastercard

Walmart Reward Dollars

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $240.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $240.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Desjardins Cash Back Mastercard

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $224.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $224.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

RBC Cash Back Mastercard

Cash Back

Annual Fee: $0.00
First Year Bonus Value: $100.00
Net Annual Rewards: $223.80Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $323.80

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

PC Insiders World Elite Mastercard

PC Optimum

Annual Fee: $120.00
First Year Bonus Value: $0.00
Net Annual Rewards: $218.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $218.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

WestJet RBC Mastercard

WestJet Rewards

Annual Fee: $39.00
First Year Bonus Value: $150.00
Net Annual Rewards: $213.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $363.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

MBNA Smart Cash Platinum Plus Mastercard

Annual Fee: $0.00
First Year Bonus Value: $90.00
Net Annual Rewards: $210.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $300.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Neo World Mastercard – Shop & Dine

Cash Back

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $210.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $210.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

CIBC Adapta Mastercard

Adapta

Annual Fee: $0.00
First Year Bonus Value: $40.00
Net Annual Rewards: $195.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $235.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.