- Rate
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- Amount
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- Term
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Borrower-specific quote required. No advertised minimum is a likely personal rate.
Loans
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A bank can lend to you directly, or a dealership can arrange financing. Compare the full cost, not just the payment.
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Features
Every feature you pick must be published by the lender.
Rate type
A fixed rate stays the same; a variable rate moves with prime.
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A secured loan is backed by an asset, such as a vehicle or savings.
Lenders
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Province filters show verified regional lenders only.
- Rate
- Quoted when you apply
- Amount
- Ask lender
- Term
- Ask lender
- Prepayment
- Check terms
Borrower-specific quote required. No advertised minimum is a likely personal rate.
Lenders that publish a rate range are listed first, then alphabetically. WalletReturn does not rank loans by rate, approval odds or compensation.
Coverage still under review (10 providers)
These discovery candidates are excluded from ordinary product results. Evidence, costs or consumer-protection review is incomplete.
- Manulife Bank — Exclude mortgage/HELOC-led borrowing; exact ordinary personal product not verified.
- Meridian — Current exact product page unavailable in this audit; member-kit history does not establish current product terms.
- Fairstone — Current unsecured range 29.99–34.99% interest observed; high-cost consumer-protection/province/licensing and complete APR/fees review required before admission.
- easyfinancial — High-cost credit and complete APR/fee/province/legal entity review required.
- LendDirect — LOC and secured products observed; high-cost/province/fee review required. Payday referrals are excluded.
- Mogo — MogoMoney LOC marketing observed; exact current legal creditor, availability, APR and high-cost review unresolved.
- Spring Financial — Personal loan pricing observed; high-cost review required. Foundation holds savings in trust and is not an immediate cash loan.
- LoanMeNow — Short-term/high-cost scope and legal creditor unresolved.
- Bree — Cash advance excluded from ordinary Loans recommendations.
- Fig — Product page states Fig is not offering new personal loans through this channel (checked 2026-10-24).
WalletReturn compares information and hypothetical costs. No application, identity collection or credit check takes place here. Lender approval, current contract terms and province eligibility must be confirmed with the lender.