TDTD First Class Travel Visa Infinite Card
- First-year value
- $1,251
- Net annual rewards
- $357
- Annual fee
- $139
Your next decision.
The numbers behind it.
Compare Canadian credit cards by welcome bonus, net annual rewards and first-year value. See the calculation behind every number.
- No credit check, SIN or sign-up
- See the math behind every number. Our methodology
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All credit cardsTop cards by first-year value
Welcome bonus plus a year of rewards, after the annual fee, at typical spending of $2,000/month.
Cards to explore
TD
BMOBMO VIPorter World Elite Mastercard
Up to 70,000 VIPorter points + first-year fee waived
- First-year value
- $1,064
- Net annual rewards
- $165
- Annual fee
- $199
BMOBMO CashBack World Elite Mastercard
- First-year value
- $1,049
- Net annual rewards
- $430
- Annual fee
- $139
VancityVancity enviro Visa Infinite
- First-year value
- $1,011
- Net annual rewards
- $291
- Annual fee
- $120
ScotiabankScotiabank Platinum American Express
- First-year value
- $881
- Net annual rewards
- $81
- Annual fee
- $399
RBCWestJet RBC World Elite Mastercard
- First-year value
- $865
- Net annual rewards
- $265
- Annual fee
- $139
ScotiabankScotiabank Gold American Express
Up to 50,000 Scene+ points
- First-year value
- $861
- Net annual rewards
- $361
- Annual fee
- $120
BMOBMO Ascend World Elite Mastercard
- First-year value
- $805
- Net annual rewards
- $122
- Annual fee
- $150
Best no-annual-fee cards
The highest net annual rewards without paying a fee.
ScotiabankScotiabank American Express
- First-year value
- $464
- Net annual rewards
- $364
- Annual fee
- $0
Rogers BankRogers Red World Elite Mastercard
- First-year value
- $360
- Net annual rewards
- $360
- Annual fee
- $0
Canadian Tire BankTriangle World Elite Mastercard
- First-year value
- $360
- Net annual rewards
- $360
- Annual fee
- $0
American ExpressSimplyCash Card from American Express
- First-year value
- $329
- Net annual rewards
- $329
- Annual fee
- $0
Browse by issuer
View all issuersBanking: rates and bonuses right now
Savings rates, chequing sign-up bonuses and GIC rates, turned into what you’d earn in year one.
Online brokers and robo-advisors, with the yearly cost in dollars.
Compare commissions, account fees, currency conversion and welcome offers across Canadian investing platforms.
Current welcome offers
Confirmed issuer offers. Conditions apply.
TD
TD Aeroplan Visa Infinite Card
Earn up to 50,000 Aeroplan points + first-year annual fee rebate
Spend $3,000.00 within 90 days
View card and offer details
CIBC
CIBC Aeroplan Visa Infinite Card
Earn up to 50,000 Aeroplan points
Spend $3,000.00 within 90 days
View card and offer details
Scotiabank
Scotiabank Passport Visa Infinite +
25,000 welcome Scene+ points.
Spend $2,000 in the first three months; eligible account opening deadline applies. Current or former Scotiabank personal-card holders within two years and employees are excluded; account must remain open and in good standing.
View card and offer detailsAdvertising disclosure: Links go to each issuer’s official site. WalletReturn doesn’t currently earn commissions from them.
Popular matchups
Two cards, side by side.
Rogers Red Mastercard vs Tangerine Money-Back Mastercard
Two no-fee cash-back cards with chosen-category and service-linked reward conditions.
Rogers BankRogers Red Mastercard
- First-year value
- $240
- Net annual rewards
- $240
- Annual fee
- $0
TangerineTangerine Money-Back Mastercard
- First-year value
- $346
- Net annual rewards
- $246
- Annual fee
- $0
BMO CashBack Mastercard vs Simplii Financial Cash Back Visa
No-fee cash-back products with grocery and restaurant category differences.
BMOBMO CashBack Mastercard
- First-year value
- $380
- Net annual rewards
- $282
- Annual fee
- $0
SimpliiSimplii Financial Cash Back Visa
- First-year value
- $403
- Net annual rewards
- $311
- Annual fee
- $0
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Groceries, dining, gas, travel — a few monthly amounts.
- 2
We value every card
Rewards and welcome bonuses in dollars, minus the annual fee.
- 3
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See first-year value and net annual rewards side by side.
Why trust WalletReturn
- Checked against issuer sourcesFees, rates and offers come from the issuer’s own pages.
- Commissions never change the numbersAffiliate disclosure
- The math is shownHow WalletReturn calculates value