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Best Mastercard credit cards in Canada

Mastercard is accepted almost everywhere, including Costco in Canada, and is offered by banks, retailers and fintechs. Every Mastercard card we cover, ranked by net annual rewards at typical spending.

75 cards · Highest net annual rewards first

Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$120.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$120.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$89.00
First Year Bonus Value
$200.00
Up to 25,000 MileagePlus miles
Net Annual Rewards
$112.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$312.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: BMO Blue Rewards Mastercard
Annual Fee
$0.00
First Year Bonus Value
$133.33
Net Annual Rewards
$106.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$239.33

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: KOHO Core Mastercard
Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$93.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$93.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: BMO VIPorter Mastercard
Annual Fee
$89.00
First Year Bonus Value
$0.00
First-year annual fee waived
Net Annual Rewards
$92.80Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$181.80

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: KOHO Everything Mastercard
Annual Fee
$177.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$83.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$83.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$150.00
First Year Bonus Value
$433.33
Net Annual Rewards
$62.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$645.33

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$180.00
First Year Bonus Value
$350.00
Up to 35,000 Asia Miles
Net Annual Rewards
$60.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$410.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: KOHO Extra Mastercard
Annual Fee
$144.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$33.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$33.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$0.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$0.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.