Hilton Honors American Express Card Flight delay insurance Up to $500 per occurrence (combined with baggage delay) Delays or denied boarding of 4+ hours; missed connections Nov 4, 2026 Scotiabank Gold American Express Flight delay insurance Up to $500 per insured person Delays of 4 hours or more; expenses within 48 hours of the scheduled departure Nov 5, 2026 RBC Cash Back Preferred World Elite Mastercard Flight delay insurance $250/person; $500 total/occurrence 4-hour trigger; coverage ends within 48 hours Oct 11, 2026 American Express Cobalt Flight delay insurance $500 shared with missed connection and baggage delay Delay / denied boarding of 4+ hours Oct 11, 2026 CIBC Aeroplan Visa Infinite Card Flight delay insurance $500 for all insured persons combined Flight delayed at least 4 hours Oct 11, 2026 American Express Aeroplan Card Flight delay / missed connection CAD 500 shared with baggage-delay expenses per occurrence Delay or qualifying missed connection at least four hours Oct 12, 2026 American Express Gold Rewards Flight / baggage delay insurance Combined maximum $500 per occurrence for all insured persons Flight delayed at least 4 hours; baggage at least 6 hours Oct 11, 2026 CIBC Aventura Gold Visa Flight delay insurance $500 for all insured persons combined Flight delayed at least 4 hours Oct 11, 2026 CIBC Aventura Visa Infinite Flight delay insurance $500 for all insured persons combined Flight delayed at least 4 hours Oct 11, 2026 CIBC Aventura Visa Infinite Privilege Flight delay insurance $500/person; $1,000/occurrence combined Flight delayed at least 4 hours Oct 11, 2026 CIBC Aeroplan Visa Infinite Privilege Flight delay insurance $500/person; $1,000/occurrence combined Flight delayed at least 4 hours Oct 11, 2026 The Platinum Card Flight / baggage delay insurance Combined maximum $1000 per occurrence for all insured persons Flight delayed at least 4 hours; baggage at least 6 hours Oct 12, 2026 National Bank World Mastercard Departing flight delay CAD 250/day, up to CAD 500 per insured person More than four hours, or qualifying overbooking without alternative flight within four hours Oct 12, 2026