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Best Mastercard credit cards in Canada

Mastercard is accepted almost everywhere, including Costco in Canada, and is offered by banks, retailers and fintechs. Every Mastercard card we cover, ranked by net annual rewards at typical spending.

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Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

MBNA Rewards World Elite Mastercard

MBNA Rewards

Annual Fee: $120.00
First Year Bonus Value: $166.67
Net Annual Rewards: $496.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $606.67

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

National Bank World Elite Mastercard

À la carte Rewards

Annual Fee: $150.00
First Year Bonus Value: $0.00
Net Annual Rewards: $468.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $468.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Neo World Elite Mastercard – Gas & Grocery

Cash Back

Annual Fee: $149.00
First Year Bonus Value: $0.00
Net Annual Rewards: $439.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $439.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

BMO CashBack World Elite Mastercard

Cash Back

Annual Fee: $139.00
First Year Bonus Value: $480.00
Net Annual Rewards: $429.80Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $1,048.80

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Rogers Red World Elite Mastercard

Cash Back

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $360.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $360.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Triangle World Elite Mastercard

Canadian Tire Bank

Triangle Rewards

Annual Fee: $0.00
First Year Bonus Value: $0.00
Net Annual Rewards: $360.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $360.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

RBC Cash Back Preferred World Elite Mastercard

Annual Fee: $120.00
First Year Bonus Value: $300.00
Net Annual Rewards: $343.20Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $643.20

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Neo World Elite Mastercard – Everywhere

Cash Back

Annual Fee: $149.00
First Year Bonus Value: $0.00
Net Annual Rewards: $331.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $331.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Desjardins Odyssey World Elite Mastercard

Desjardins BONUSDOLLARS

Annual Fee: $130.00
First Year Bonus Value: $0.00
Net Annual Rewards: $311.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $311.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

PC Financial World Elite Mastercard

PC Optimum

Annual Fee: $0.00
First Year Bonus Value: $50.00
Net Annual Rewards: $308.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $358.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.