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Trip cancellation insurance credit cards in Canada

Trip cancellation insurance included with the card. Covers non-refundable costs for covered reasons only; the trip usually must be charged to the card.

9 cards · Highest net annual rewards first

Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Annual Fee
$120.00
First Year Bonus Value
$650.00
Up to 65,000 Scene+ points
Net Annual Rewards
$361.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$1,011.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$360.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$360.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$139.00
First Year Bonus Value
$500.00
Up to 50,000 Aeroplan points + first-year fee rebate
Net Annual Rewards
$140.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$779.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$250.00
First Year Bonus Value
$600.00
Up to 60,000 Membership Rewards points
Net Annual Rewards
$31.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$631.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

View Details: CIBC Aventura Visa Infinite
Annual Fee
$139.00
First Year Bonus Value
$375.00
Up to 60,000 Aventura points + first-year fee rebate
Net Annual Rewards
$24.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$538.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

Annual Fee
$499.00
First Year Bonus Value
$800.00
Up to 80,000 Aventura points
Net Annual Rewards
-$153.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$647.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

Annual Fee
$599.00
First Year Bonus Value
$1,000.00
Up to 100,000 Aeroplan points
Net Annual Rewards
-$270.50Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$729.50

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: The Platinum Card
Annual Fee
$799.00
First Year Bonus Value
$700.00
Up to 100,000 Membership Rewards points
Net Annual Rewards
-$523.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$177.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$115.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
Earning contract under review. The displayed 2022 campaign is expired and excluded. No current uniform bonus is recorded. Unresolved current fee prevents annual/first-year totals.
First Year Value
Year 1 terms under review. First-year offer eligibility, account-opening/reset chronology and bonus credit timing are not approved for this hosted model.

How we chose these cards

Cards included here match: trip cancellation insurance included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.

Coverage by card

Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.

CardCoverageLimitLength of coverageChecked
Scotiabank Gold American ExpressTrip cancellation insuranceUp to $1,500/person; $10,000/tripBefore scheduled departure; covered events only
Rogers Red World Elite MastercardTrip cancellation insuranceUp to $1,000 per insured person; $5,000 per account per tripEnds November 18, 2026; trips booked and charged before then stay covered
CIBC Aeroplan Visa Infinite CardTrip cancellation insurance$1,500/person/trip; $5,000 combinedBefore departure for covered cancellation events
American Express Gold RewardsTrip cancellation insuranceUp to $1500 per insured person / trip; maximum $3000 combinedBefore departure for an insured cancellation event; certificate effective dates apply
CIBC Aventura Visa InfiniteTrip cancellation insurance$1,500/person/trip; $5,000 combinedBefore departure for covered cancellation events
CIBC Aventura Visa Infinite PrivilegeTrip cancellation insurance$2,500/person/trip; $10,000 combinedBefore departure for covered cancellation events
CIBC Aeroplan Visa Infinite PrivilegeTrip cancellation insurance$2,500/person/trip; $10,000 combinedBefore departure for covered cancellation events
The Platinum CardTrip cancellation insuranceUp to $2500 per insured person / trip; maximum $5000 combinedBefore departure for an insured cancellation event; certificate effective dates apply
National Bank World MastercardTrip cancellationUp to CAD 2,500 per insured personBefore departure; covered cancellation/delay causes