Purchase protection included with the card. Covers eligible new items against theft or damage for a limited time after purchase; limits and exclusions apply.
Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Cards included here match: purchase protection included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.
Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.
| Card | Coverage | Limit | Length of coverage | Checked |
|---|---|---|---|---|
| American Express Aeroplan Card | Purchase protection | CAD 1,000 per cardmember / occurrence | 90 days after purchase | |
| American Express Cobalt | Purchase protection | Up to $1,000 per cardmember / occurrence | 90 days from purchase | |
| American Express Gold Rewards | Purchase protection | $1,000 per cardmember / occurrence | 90 days from purchase | |
| ATB Gold Cash Rewards Mastercard | Purchase assurance | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| ATB Gold My Rewards Mastercard | Purchase assurance | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| BMO eclipse rise Visa | Purchase security insurance | Limit not verified | First 90 days from purchase | |
| Capital One Guaranteed Mastercard | Purchase assurance | Shared maximum $60,000 over account lifetime | 120 days from purchase | |
| Capital One Quicksilver World Elite Mastercard | Purchase assurance | Up to $60,000 lifetime per account (shared with extended warranty) | 90 days from purchase or delivery | |
| Capital One Quicksilver World Mastercard | Purchase assurance | Up to $60,000 lifetime per account (shared with extended warranty) | 90 days from purchase or delivery | |
| CIBC Adapta Mastercard | Purchase security insurance | Up to $60,000 per cardholder (all CIBC cards) | 90 days from purchase | |
| CIBC Aeroplan Visa | Purchase security | Shared maximum total liability $60,000 per cardholder across all held CIBC cards | 90 days from purchase | |
| CIBC Aeroplan Visa Infinite Card | Purchase security | Shared maximum total liability $60,000 per cardholder across all held CIBC cards | 90 days from purchase | |
| CIBC Aeroplan Visa Infinite Privilege | Purchase security | Shared maximum total liability $60,000 per cardholder across all held CIBC cards | 180 days from purchase | |
| CIBC Aventura Gold Visa | Purchase security | Shared maximum total liability $60,000 per cardholder across all held CIBC cards | 90 days from purchase | |
| CIBC Aventura Visa | Purchase security | $60,000 per cardholder across all CIBC cards held | 90 days from purchase | |
| CIBC Aventura Visa Infinite | Purchase security | $60,000 per cardholder across all CIBC cards held | 90 days from purchase | |
| CIBC Aventura Visa Infinite Privilege | Purchase security | $60,000 per cardholder across all CIBC cards held | 180 days from purchase | |
| CIBC Costco Mastercard | Purchase security | $60,000 per cardholder across all CIBC cards held | 90 days from purchase | |
| CIBC Dividend Platinum Visa | Purchase security | CAD 60,000 total liability per cardholder across held CIBC cards | 90 days from purchase | |
| CIBC Dividend Visa | Purchase security | CAD 60,000 total liability per cardholder across held CIBC cards | 90 days from purchase | |
| CIBC Dividend Visa Infinite | Purchase security | $60,000 per cardholder across all CIBC cards held | 90 days from purchase | |
| Desjardins Bonus Visa | Purchase protection | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| Desjardins Cash Back Mastercard | Purchase protection | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| Desjardins Cash Back Visa | Purchase protection | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| Desjardins Cash Back World Elite Mastercard | Purchase protection | $10,000 per item; $50,000 lifetime per account | Duration not verified | |
| Desjardins Flexi Visa | Purchase protection | $10,000 per item; $50,000 lifetime per account | 90 days from purchase | |
| Desjardins Odyssey Gold Visa | Purchase protection | $50,000 per account / year; $10,000 per item for jewellery, gems, watches and furs | 90 days from purchase | |
| Desjardins Odyssey Visa Infinite Privilege | Purchase protection | $50,000 per account / year; $10,000 per item for specified goods | 180 days from purchase | |
| Desjardins Odyssey World Elite Mastercard | Purchase protection | $10,000 per item; $50,000 lifetime per account | 120 days from purchase | |
| Hilton Honors American Express Card | Purchase protection | Up to $1,000 per occurrence | 90 days from purchase | |
| MBNA Rewards World Elite Mastercard | Purchase assurance | Purchase price; $60,000 lifetime account limit | 90 days from purchase | |
| MBNA True Line Gold Mastercard | Purchase assurance | Maximum $60,000 over account lifetime; computers $1,000/loss; jewellery / fine art $500/item/loss | 90 days from purchase | |
| moi RBC Visa | Purchase protection | CAD 50,000 per calendar year; certificate cardholder/account limits apply | 90 days from purchase | |
| More Rewards RBC Visa | Purchase protection | CAD 50,000 per calendar year; certificate cardholder/account limits apply | 90 days from purchase | |
| More Rewards RBC Visa Infinite | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| National Bank ECHO Cashback Mastercard | Purchase protection | Limit not verified | 90 days | |
| National Bank MC1 Mastercard | Purchase protection | Limit not verified | 90 days | |
| National Bank Platinum Mastercard | Purchase protection | Shared maximum $60,000 over account lifetime | 180 days from purchase | |
| National Bank Syncro Mastercard | Purchase protection | Shared maximum $60,000 over account lifetime | 90 days from purchase | |
| National Bank World Elite Mastercard | Purchase protection | Shared maximum $60,000 over account lifetime | 180 days from purchase | |
| National Bank World Mastercard | Purchase protection | CAD 60,000 shared with extended warranty over account term | 180 days | |
| RBC Avion Visa Infinite | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC Avion Visa Infinite Privilege | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 120 days from purchase | |
| RBC Avion Visa Platinum | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC British Airways Visa Infinite | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC Cash Back Mastercard | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC Cash Back Preferred World Elite Mastercard | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 120 days from purchase | |
| RBC ION Visa | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC ION+ Visa | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC U.S. Dollar Visa Gold | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| RBC Visa Platinum | Purchase security | Up to $50,000 per account / calendar year; certificate cardholder allocation rules apply | 90 days from purchase | |
| Rogers Red World Elite Mastercard | Purchase protection | Lesser of repair cost, replacement cost or purchase price; $60,000 lifetime per account | 90 days from purchase | |
| Rogers Red World Mastercard | Purchase protection | Lesser of repair cost, replacement cost or purchase price; $60,000 lifetime per account | 90 days from purchase | |
| Scotiabank American Express | Purchase security | Shared maximum $60,000 lifetime across purchase security and extended warranty | 90 days from purchase | |
| Scotiabank Gold American Express | Purchase security | Lesser of repair cost, replacement cost or purchase price; $60,000 lifetime maximum | 90 days from the purchase date | |
| Scotiabank Passport Visa Infinite Privilege | Purchase security | Limit not verified | 180 days from purchase | |
| Scotiabank Platinum American Express | Purchase security | Maximum $60,000 over lifetime; certificate aggregation rules apply | 120 days from purchase | |
| Simplii Financial Cash Back Visa | Purchase security | $60,000 shared total per cardholder across Simplii cards | 90 days | |
| The Platinum Card | Purchase protection | $1,000 per cardmember / occurrence | 120 days from purchase |
