Hilton Honors American Express Card

Travel accident insurance$500,000

Up to $500,000

Losses within 100 days of a covered accident

Common carrier travel charged to the card; dismemberment benefits from $250,000; certificate terms apply.

Not counted in this estimate

Flight delay insurance$500

Up to $500 per occurrence (combined with baggage delay)

Delays or denied boarding of 4+ hours; missed connections

Reasonable living expenses when no alternative transport is provided within 4 hours; certificate terms apply.

Not counted in this estimate

Baggage delay insurance$500

Up to $500 per occurrence (combined with flight delay)

Checked baggage not delivered within 6 hours of arrival

Essential purchases made within 4 days of arrival; certificate terms apply.

Not counted in this estimate

Lost or stolen baggage insurance$500

Up to $500 per occurrence

For all insured persons combined

Jewellery capped at $300 and golf equipment at $250 within the limit; certificate terms apply.

Not counted in this estimate

Hotel burglary insurance$500

Up to $500 per occurrence

While staying at a hotel or motel

Requires visible signs of forced entry and a police report; certificate terms apply.

Not counted in this estimate

Car rental theft and damage insuranceVehicles under $85,000

Vehicles with an MSRP under $85,000

Up to 48 consecutive days

Charge the full rental to the card and decline the rental company’s collision damage waiver; no deductible; report claims within 48 hours.

Not counted in this estimate

Purchase protection$1,000

Up to $1,000 per occurrence

90 days from purchase

Theft or accidental damage of eligible items charged to the card; certificate terms apply.

Not counted in this estimate

Extended warranty insurance$10,000

Up to $10,000 per item; $25,000 per year

Up to one additional year on manufacturer warranties of 5 years or less

Charge the item to the card; Buyer’s Assurance Protection Plan terms apply.

Not counted in this estimate

Hilton Honors Gold statusIncluded

While the card is open

Complimentary for the basic Cardmember; allow up to 12 weeks to apply; Hilton Honors terms apply.

Not counted in this estimate

Annual 50,000-point bonus50,000 Hilton Honors points

50,000 Hilton Honors points

Each calendar year

After $12,000 in eligible net purchases between January 1 and December 31; supplementary card purchases count.

Not counted in this estimate

Hilton Honors Diamond statusIncluded

Year earned and the following calendar year

After $40,000 in eligible purchases in a calendar year.

Not counted in this estimate