What is the annual fee for the Capital One Quicksilver World Mastercard?

The Capital One Quicksilver World Mastercard has no annual fee.

What is the Capital One Quicksilver World Mastercard welcome bonus?

First-year cash back match: every dollar of cash back earned in the first 365 days, matched. WalletReturn values the bonus at about $396. Conditions and deadlines apply; confirm with Capital One.

Is the Capital One Quicksilver World Mastercard worth it?

At typical spending of $2,000 a month, WalletReturn estimates $396 in net annual rewards after the annual fee and $792 in value in the first year, including the welcome bonus. Your result depends on how much you spend in its bonus categories.

How many points or how much cash back does the Capital One Quicksilver World Mastercard earn?

3% cash back at eligible grocery stores and at eligible gas and EV charging stations; 1% on all other purchases. No caps.

What is the interest rate on the Capital One Quicksilver World Mastercard?

The purchase interest rate is 21.9%.

Capital One Quicksilver World Mastercard

Capital One

Cash Back

Reward earning

Eligible grocery stores: 3% cash back

Current offer: First-year cash back match: every dollar of cash back earned in the first 365 days, matched Conditions apply.

No foreign transaction fees

Annual fee: $0.00
First-year bonus value: $396
Net annual rewards: $396
First-year value: $792

Based on typical spending of $2,000/month, after the annual fee. See the breakdown

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Last verified: November 6, 2026. Confirm current terms with the issuer.Official issuer source

Card details

Annual fee

Main card: $0

Interest rates

Purchases: 21.9%

Cash advances: 21.9%

Welcome bonus

First-year cash back match: every dollar of cash back earned in the first 365 days, matched

New cardholders only; the offer must be shown when you apply. Capital One matches all cash back earned in the 365 days after approval, with no cap, and credits the match within two billing periods after that year ends. Account must be open and in good standing. No published end date; Capital One may change or cancel the offer.

Annual income

Personal: $50,000

Household: $80,000

Foreign transactions

Fee: None

Card type

Mastercard · Cash Back

Rewards

Program: Cash Back

Issuer

Capital One

Canadian resident; minimum $50,000 personal or $80,000 household income

Approval is up to the issuer.

How you earn rewards

3% cash back at eligible grocery stores and at eligible gas and EV charging stations
1% on all other purchases. No caps

What is this card worth to you?

Based on typical spending of $2,000/month

Estimated first-year value

$792.00

net annual rewards + welcome bonus

Net annual rewards: $396.00
Welcome bonus: $396.00

Annual rewards breakdown

Rewards earned in a year	$396.00
Annual fee	$0.00
Net annual rewards	$396.00

A category-by-category split isn’t available for this card yet.

Earning rates, caps and redemption options

Welcome bonus: $396.00
Net annual rewards: $396.00
First-year value: $792.00

Reviewed comparison example · typical Canadian spending · not your personalized estimate

Earning categories

Eligible grocery stores and gas and EV charging stations3%cash back
Everything else1%cash back

Rates checked 2026-11-06. Issuer rewards terms

Issuer category definitions, earning limits and restrictions apply.

Insurance & benefits

Travel medical: not included
Trip cancellation: not included
Trip interruption: not included
Flight delay: included
Baggage: included
Rental car: included
Travel accident: included
Hotel burglary: not included
Mobile device: not included
Purchase protection: included
Extended warranty: included

7 insurance1 benefit

InsuranceCoverage

Common carrier travel accident insurance$500,000
Up to $500,000 per insured person
Losses within 365 days of the accident
Common carrier fare charged to the card; $1,500,000 per account for one event; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Flight delay insurance$250
Up to $250 per 24 hours; $1,000 per trip
Delays of 4 hours or more; up to 48 hours of expenses
Reasonable living expenses during the delay; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Baggage delay insurance$100
Up to $100 a day; $300 in total
Checked baggage delayed more than 4 hours; up to 3 days
Essential purchases while the baggage is delayed; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Lost baggage insurance$1,000
Up to $1,000 per trip
For all insured persons combined
Checked or carry-on baggage lost by the carrier; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Car rental collision/loss damage insuranceVehicles up to $65,000
Vehicles with an actual cash value up to $65,000
Rentals of up to 31 consecutive days
Charge the full rental to the card and decline the rental company’s collision damage waiver; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Purchase assurance$60,000
Up to $60,000 lifetime per account (shared with extended warranty)
90 days from purchase or delivery
Theft or damage of most new items charged to the card; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate
Extended warrantyDoubles the manufacturer’s warranty, up to one e
Doubles the manufacturer’s warranty, up to one extra year
For warranties of 5 years or less
$60,000 lifetime per account, shared with purchase assurance; certificate terms apply.
Issuer terms (opens new tab)
Not counted in this estimate

BenefitsDetails

No foreign transaction fee on purchases made outside CanadaIncluded
Issuer terms (opens new tab)
Not counted in this estimate

Pros & cons

Pros

Welcome bonus worth about $396
3% cash back at eligible grocery stores and at eligible gas and EV charging stations
No annual fee
No foreign transaction fees
7 types of insurance included

Cons

$50,000 personal income required

Redemption

Redemption minimum, timing and restrictions

Cash back is earned on net posted purchases; cash advances, cash-like transactions, balance transfers, interest, fees and statement credits earn nothing.
Rewards redeem only as a statement credit (1 cash reward = $1), which does not count toward the minimum payment.

Sources & legal

Things to consider

Confirm current fees, earning restrictions, membership requirements and terms with the issuer before applying.

Last verified: November 6, 2026.

What’s not included

Values don’t include interest charges, so they assume you pay your balance in full each month. Insurance and perks without a set dollar value are listed but not counted.

WalletReturn is an independent comparison site, not the card issuer. Values are estimates.

Advertising disclosure: WalletReturn may earn a commission when you apply through some links. This doesn’t affect how we calculate values or order cards. See our published methodology and advertising disclosure.

Verify the issuer’s current product terms before applying.

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