Flight delay insurance included with the card. Pays reasonable expenses after a minimum delay; the ticket usually must be charged to the card.
Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Cards included here match: flight delay insurance included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.
Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.
| Card | Coverage | Limit | Length of coverage | Checked |
|---|---|---|---|---|
| American Express Aeroplan Card | Flight delay / missed connection | CAD 500 shared with baggage-delay expenses per occurrence | Delay or qualifying missed connection at least four hours | |
| American Express Cobalt | Flight delay insurance | $500 shared with missed connection and baggage delay | Delay / denied boarding of 4+ hours | |
| American Express Gold Rewards | Flight / baggage delay insurance | Combined maximum $500 per occurrence for all insured persons | Flight delayed at least 4 hours; baggage at least 6 hours | |
| Capital One Quicksilver World Elite Mastercard | Flight delay insurance | Up to $250 per 24 hours; $1,000 per trip | Delays of 4 hours or more; up to 48 hours of expenses | |
| Capital One Quicksilver World Mastercard | Flight delay insurance | Up to $250 per 24 hours; $1,000 per trip | Delays of 4 hours or more; up to 48 hours of expenses | |
| CIBC Aeroplan Visa Infinite Card | Flight delay insurance | $500 for all insured persons combined | Flight delayed at least 4 hours | |
| CIBC Aeroplan Visa Infinite Privilege | Flight delay insurance | $500/person; $1,000/occurrence combined | Flight delayed at least 4 hours | |
| CIBC Aventura Gold Visa | Flight delay insurance | $500 for all insured persons combined | Flight delayed at least 4 hours | |
| CIBC Aventura Visa Infinite | Flight delay insurance | $500 for all insured persons combined | Flight delayed at least 4 hours | |
| CIBC Aventura Visa Infinite Privilege | Flight delay insurance | $500/person; $1,000/occurrence combined | Flight delayed at least 4 hours | |
| Hilton Honors American Express Card | Flight delay insurance | Up to $500 per occurrence (combined with baggage delay) | Delays or denied boarding of 4+ hours; missed connections | |
| National Bank World Mastercard | Departing flight delay | CAD 250/day, up to CAD 500 per insured person | More than four hours, or qualifying overbooking without alternative flight within four hours | |
| RBC Cash Back Preferred World Elite Mastercard | Flight delay insurance | $250/person; $500 total/occurrence | 4-hour trigger; coverage ends within 48 hours | |
| Scotiabank Gold American Express | Flight delay insurance | Up to $500 per insured person | Delays of 4 hours or more; expenses within 48 hours of the scheduled departure | |
| The Platinum Card | Flight / baggage delay insurance | Combined maximum $1000 per occurrence for all insured persons | Flight delayed at least 4 hours; baggage at least 6 hours |
