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Extended warranty credit cards in Canada

Extended warranty coverage included with the card. Extends the manufacturer’s warranty on eligible items for a limited period; limits and exclusions apply.

59 cards · Highest net annual rewards first

Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Annual Fee
$39.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
-$39.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
-$39.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$399.00
First Year Bonus Value
$550.00
Net Annual Rewards
-$99.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$451.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$499.00
First Year Bonus Value
$800.00
Up to 80,000 Aventura points
Net Annual Rewards
-$153.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$647.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

Annual Fee
$599.00
First Year Bonus Value
$1,000.00
Up to 100,000 Aeroplan points
Net Annual Rewards
-$270.50Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$729.50

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$599.00
First Year Bonus Value
Confirming current offer. The welcome offer is being confirmed against the issuer page.
Net Annual Rewards
-$299.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
-$299.00Before welcome offer

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: The Platinum Card
Annual Fee
$799.00
First Year Bonus Value
$700.00
Up to 100,000 Membership Rewards points
Net Annual Rewards
-$523.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$177.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$35.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
Earning contract under review. No applicable current uniform purchase welcome campaign is recorded. No financing or balance-transfer value is assigned; unresolved current regular fee prevents annual/first-year totals.
First Year Value
Year 1 terms under review. Year 1 requires separately verified offer terms and qualifications.
Annual Fee
$115.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
Earning contract under review. The displayed 2022 campaign is expired and excluded. No current uniform bonus is recorded. Unresolved current fee prevents annual/first-year totals.
First Year Value
Year 1 terms under review. First-year offer eligibility, account-opening/reset chronology and bonus credit timing are not approved for this hosted model.
View Details: RBC U.S. Dollar Visa Gold
Annual Fee
US$65 (USD)
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
Earning contract under review. No applicable uniform purchase welcome bonus is recorded. Zero bonus needs no currency conversion; USD annual rewards/fees are not converted to CAD.
First Year Value
Year 1 terms under review. Year 1 requires separately verified offer terms and qualifications.

How we chose these cards

Cards included here match: extended warranty coverage included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.

Coverage by card

Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.

CardCoverageLimitLength of coverageChecked
American Express Aeroplan CardExtended warrantyCAD 10,000 per item; CAD 25,000 per cardmember / policy yearUp to one additional year
American Express CobaltExtended warranty$10,000/item; $25,000/cardmember/policy yearDoubles warranty up to 1 extra year; original warranty 5 years or less
American Express Gold RewardsExtended warranty$10,000 per item; $25,000 per cardmember / policy yearDoubles manufacturer warranty; up to 1 additional year
ATB Gold Cash Rewards MastercardExtended warrantyLimit not verifiedDoubles original repair-service warranty; up to 1 additional year
ATB Gold My Rewards MastercardExtended warrantyLimit not verifiedDoubles original repair-service warranty; up to 1 additional year
BMO eclipse rise VisaExtended warranty insuranceLimit not verifiedDoubles the original manufacturer warranty, up to one additional year
Capital One Guaranteed MastercardExtended warrantyShared maximum $60,000 over account lifetime; at most eligible repair / replacement or original priceDoubles repair-service period; up to 2 additional years
Capital One Quicksilver World Elite MastercardExtended warrantyDoubles the manufacturer’s warranty, up to one extra yearFor warranties of 5 years or less
Capital One Quicksilver World MastercardExtended warrantyDoubles the manufacturer’s warranty, up to one extra yearFor warranties of 5 years or less
CIBC Adapta MastercardExtended warranty insuranceDoubles the manufacturer’s warranty, up to one extra yearAfter the manufacturer’s warranty ends
CIBC Aeroplan VisaExtended protectionShared maximum total liability $60,000 per cardholder across all held CIBC cardsDoubles manufacturer warranty; up to 1 additional year
CIBC Aeroplan Visa Infinite CardExtended protectionShared maximum total liability $60,000 per cardholder across all held CIBC cardsDoubles manufacturer warranty; up to 1 additional year
CIBC Aeroplan Visa Infinite PrivilegeExtended protectionShared maximum total liability $60,000 per cardholder across all held CIBC cardsTriples manufacturer warranty; up to 2 additional years
CIBC Aventura Gold VisaExtended protectionShared maximum total liability $60,000 per cardholder across all held CIBC cardsDoubles manufacturer warranty; up to 1 additional year
CIBC Aventura VisaExtended protection$60,000 per cardholder across all CIBC cards heldDoubles manufacturer warranty; up to 1 additional year
CIBC Aventura Visa InfiniteExtended protection$60,000 per cardholder across all CIBC cards heldDoubles manufacturer warranty; up to 1 additional year
CIBC Aventura Visa Infinite PrivilegeExtended protection$60,000 per cardholder across all CIBC cards heldTriples manufacturer warranty; up to 2 additional years
CIBC Costco MastercardExtended protection$60,000 per cardholder across all CIBC cards heldDoubles manufacturer warranty; up to 1 additional year
CIBC Dividend Platinum VisaExtended protectionCAD 60,000 total liability per cardholder across held CIBC cardsDoubles eligible manufacturer warranty, up to one additional year
CIBC Dividend VisaExtended protectionCAD 60,000 total liability per cardholder across held CIBC cardsDoubles eligible manufacturer warranty, up to one additional year
CIBC Dividend Visa InfiniteExtended protection$60,000 per cardholder across all CIBC cards heldDoubles manufacturer warranty; up to 1 additional year
Desjardins Bonus VisaExtended warranty$10,000 per item; $50,000 lifetime per accountDoubles manufacturer warranty; up to 1 additional year
Desjardins Cash Back MastercardExtended warranty$10,000 per item; $50,000 lifetime per accountDoubles manufacturer warranty; up to 1 additional year
Desjardins Cash Back VisaExtended warranty$10,000 per item; $50,000 lifetime per accountDoubles manufacturer warranty; up to 1 additional year
Desjardins Cash Back World Elite MastercardExtended warranty$10,000 per item; $50,000 lifetime per accountDuration not verified
Desjardins Flexi VisaExtended warranty$10,000 per item; $50,000 lifetime per accountDoubles manufacturer warranty; up to 1 additional year
Desjardins Odyssey Gold VisaExtended warranty$50,000 per account / year; $10,000 per item for jewellery, gems, watches and fursDoubles manufacturer warranty; up to 1 additional year
Desjardins Odyssey Visa Infinite PrivilegeExtended warrantyFull eligible item cost; $10,000 limit for jewellery, gems, watches and fursTriples manufacturer warranty; up to 2 additional years
Desjardins Odyssey World Elite MastercardExtended warranty$10,000 per item; $50,000 lifetime per accountDoubles manufacturer warranty; up to 2 additional years
Hilton Honors American Express CardExtended warranty insuranceUp to $10,000 per item; $25,000 per yearUp to one additional year on manufacturer warranties of 5 years or less
MBNA Rewards World Elite MastercardExtended warrantyUp to eligible purchase priceDoubles warranty; up to 1 additional year
MBNA True Line Gold MastercardExtended warrantyLimit not verifiedDoubles original repair warranty; up to 1 additional year
moi RBC VisaExtended warrantySeparate claim limit not verifiedDoubles original warranty, up to one additional year; combined warranty maximum five years
More Rewards RBC VisaExtended warrantySeparate claim limit not verifiedDoubles original warranty, up to one additional year; combined warranty maximum five years
More Rewards RBC Visa InfiniteExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
National Bank ECHO Cashback MastercardExtended warrantyCAD 60,000 over account termDoubles eligible manufacturer warranty, up to one additional year
National Bank MC1 MastercardExtended warrantyCAD 60,000 over account termDoubles eligible manufacturer warranty, up to one additional year
National Bank Platinum MastercardExtended warrantyShared maximum $60,000 over account lifetimeTriples manufacturer warranty; up to 2 additional years
National Bank Syncro MastercardExtended warrantyShared maximum $60,000 over account lifetimeDoubles manufacturer warranty; up to 1 additional year
National Bank World Elite MastercardExtended warrantyShared maximum $60,000 over account lifetimeTriples manufacturer warranty; up to 2 additional years
National Bank World MastercardExtended warrantyCAD 60,000 shared with purchase protection over account termTriples eligible manufacturer warranty, up to two additional years
RBC Avion Visa InfiniteExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC Avion Visa Infinite PrivilegeExtended warrantyLimit not verifiedTriples original warranty; up to 2 additional years; original-warranty eligibility limits apply
RBC Avion Visa PlatinumExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC British Airways Visa InfiniteExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC Cash Back MastercardExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC Cash Back Preferred World Elite MastercardExtended warrantyLimit not verifiedTriples original warranty; up to 2 additional years; original-warranty eligibility limits apply
RBC ION VisaExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC ION+ VisaExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC U.S. Dollar Visa GoldExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
RBC Visa PlatinumExtended warrantyLimit not verifiedDoubles original warranty; up to 1 additional year; original-warranty eligibility limits apply
Rogers Red World Elite MastercardExtended warrantyDoubles the manufacturer’s warranty, up to one extra yearAfter the manufacturer’s warranty ends
Rogers Red World MastercardExtended warrantyDoubles the manufacturer’s warranty, up to one extra yearAfter the manufacturer’s warranty ends
Scotiabank American ExpressExtended warrantyShared maximum $60,000 lifetime across purchase security and extended warrantyDoubles original repair warranty; up to 1 additional year
Scotiabank Gold American ExpressExtended warrantyDoubles the manufacturer's warranty, up to one extra year; $60,000 lifetime maximumAfter the manufacturer's warranty ends
Scotiabank Passport Visa Infinite PrivilegeExtended warrantyLimit not verifiedUp to 2 additional years after original warranty
Scotiabank Platinum American ExpressExtended warrantyMaximum $60,000 over lifetime; certificate aggregation rules applyUp to 2 additional years
Simplii Financial Cash Back VisaExtended warranty$60,000 shared total per cardholder across Simplii cardsDoubles warranty; up to 1 additional year
The Platinum CardExtended warranty$10,000 per item; $25,000 per cardmember / policy yearDoubles manufacturer warranty; up to 1 additional year