Rental car collision and theft coverage included with the card. You usually must pay for the rental with the card and decline the rental company’s damage waiver; vehicle and rental-length limits apply.
Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Native points are earned using this card’s reviewed earning contract. A travel assumption is your estimate of redemption value, including any taxes, surcharges or booking costs you expect. It is not a guaranteed issuer cash equivalent.
No suggested point value is preselected. Different reward currencies remain separate. Travel scenarios exclude welcome offers, companion vouchers and free-night awards, and are never used in Results rankings. Certified redemption methods and separate Year 1 estimates remain unchanged. Availability, award pricing and your ability to redeem can change.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Cards included here match: rental car collision and theft coverage included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.
Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.
| Card | Coverage | Limit | Length of coverage | Checked |
|---|---|---|---|---|
| American Express Aeroplan Card | Rental car theft / damage | Eligible vehicle MSRP up to CAD 85,000; insured loss per certificate | Up to 48 consecutive rental days | |
| American Express Cobalt | Rental car theft / damage insurance | Actual vehicle value; eligible MSRP under $85,000 | Rental must not exceed 48 consecutive days | |
| American Express Gold Rewards | Rental car theft / damage insurance | Eligible vehicle MSRP up to $85,000; certificate determines insured loss | Maximum 48 consecutive days | |
| Capital One Guaranteed Mastercard | Rental car collision / loss damage | Eligible vehicle MSRP at most $65,000; covered damage / theft under certificate | Rental at most 31 consecutive days; longer rentals excluded entirely | |
| Capital One Quicksilver World Elite Mastercard | Car rental collision/loss damage insurance | Vehicles with an actual cash value up to $65,000 | Rentals of up to 31 consecutive days | |
| Capital One Quicksilver World Mastercard | Car rental collision/loss damage insurance | Vehicles with an actual cash value up to $65,000 | Rentals of up to 31 consecutive days | |
| CIBC Aeroplan Visa | Rental car collision / loss damage | Eligible vehicle MSRP up to $85,000; reimbursement governed by certificate | Rental up to 48 days | |
| CIBC Aeroplan Visa Infinite Card | Rental car collision / loss damage | Eligible vehicle MSRP up to $85,000; reimbursement governed by certificate | Rental up to 48 days | |
| CIBC Aeroplan Visa Infinite Privilege | Rental car collision / loss damage | Eligible vehicle MSRP up to $100,000; reimbursement governed by certificate | Rental up to 48 days | |
| CIBC Aventura Gold Visa | Rental car collision / loss damage | Eligible vehicle MSRP up to $85,000; reimbursement governed by certificate | Rental up to 48 days | |
| CIBC Aventura Visa Infinite | Rental car collision / loss damage | Up to $85,000 per rental; eligible vehicle and certificate apply | Maximum 48 rental days | |
| CIBC Aventura Visa Infinite Privilege | Rental car collision / loss damage | Up to $100,000 per rental; eligible vehicle and certificate apply | Maximum 48 rental days | |
| CIBC Dividend Platinum Visa | Rental car collision / loss damage | Vehicle MSRP eligibility ceiling CAD 85,000; claim follows actual covered damage | up to 48 consecutive rental days | |
| CIBC Dividend Visa Infinite | Rental car collision / loss damage | Up to $85,000 per rental; eligible vehicle and certificate apply | Maximum 48 rental days | |
| Desjardins Cash Back World Elite Mastercard | Rental car collision / loss damage | Eligible vehicle MSRP at most $85,000 excluding taxes; actual loss per certificate | Maximum 48 consecutive rental days | |
| Desjardins Odyssey Gold Visa | Rental car collision / loss damage | Eligible vehicle MSRP at most $85,000 excluding taxes; actual loss per certificate | Maximum 48 consecutive rental days | |
| Desjardins Odyssey Visa Infinite Privilege | Rental car collision / loss damage | Eligible vehicle MSRP at most $85,000 excluding taxes; actual loss per certificate | Maximum 48 consecutive rental days | |
| Desjardins Odyssey World Elite Mastercard | Rental car collision / loss damage | Eligible vehicle MSRP at most $85,000 excluding taxes; actual loss per certificate | Maximum 48 consecutive rental days | |
| Hilton Honors American Express Card | Car rental theft and damage insurance | Vehicles with an MSRP under $85,000 | Up to 48 consecutive days | |
| National Bank World Mastercard | Rental car damage / theft | Up to CAD 65,000 vehicle damages; CAD 2,000 personal effects | 48 consecutive days or less | |
| RBC Cash Back Preferred World Elite Mastercard | Rental car collision / theft insurance | Actual vehicle value; eligible MSRP no more than $65,000 | Up to 48 consecutive rental days | |
| Rogers Red World Elite Mastercard | Car rental collision/damage insurance | Vehicles with an MSRP up to $65,000 | Rentals of up to 31 consecutive days | |
| Scotiabank Gold American Express | Car rental collision/loss damage insurance | Damage to or theft of the rental vehicle; vehicles with an MSRP up to $65,000 | Rentals of up to 48 consecutive days | |
| Scotiabank Passport Visa Infinite Privilege | Rental car collision / loss damage | Eligible original vehicle MSRP up to $85,000 in model year; claim governed by certificate | Rental up to 48 days | |
| Scotiabank Platinum American Express | Rental car collision / loss damage | Eligible vehicles up to $65,000 in value; claim amount governed by certificate | Rental up to 48 days | |
| The Platinum Card | Rental car theft / damage insurance | Eligible vehicle MSRP up to $85,000; certificate determines insured loss | Maximum 48 consecutive days |
