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Mobile device insurance credit cards in Canada

Mobile device insurance included with the card. Limits, deductibles and how the device must be paid for differ by card.

22 cards · Highest net annual rewards first

Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$224.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$224.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: Desjardins Cash Back Visa
Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$224.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$224.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: BMO eclipse rise Visa
Annual Fee
$0.00
First Year Bonus Value
$166.67
25,000 bonus points
Net Annual Rewards
$224.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$390.67

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$395.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$187.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$187.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: Desjardins Odyssey Gold Visa
Annual Fee
$110.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$156.16Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$156.16

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$139.00
First Year Bonus Value
$500.00
Up to 50,000 Aeroplan points + first-year fee rebate
Net Annual Rewards
$140.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$779.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: More Rewards RBC Visa
Annual Fee
$0.00
First Year Bonus Value
$30.00
Net Annual Rewards
$120.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$150.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: CIBC Aventura Gold Visa
Annual Fee
$139.00
First Year Bonus Value
$375.00
Up to 60,000 Aventura points + first-year fee rebate
Net Annual Rewards
$24.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$538.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

View Details: CIBC Aventura Visa Infinite
Annual Fee
$139.00
First Year Bonus Value
$375.00
Up to 60,000 Aventura points + first-year fee rebate
Net Annual Rewards
$24.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$538.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

View Details: Desjardins Flexi Visa
Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$0.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$0.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

How we chose these cards

Cards included here match: mobile device insurance included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.

Coverage by card

Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.

CardCoverageLimitLength of coverageChecked
American Express CobaltMobile device insuranceUp to $1,000 per person / occurrenceUp to 2 years; start depends on payment and loss type
BMO eclipse rise VisaMobile device insuranceUp to $1,000; certificate exclusions and deductions applyDuration not verified
CIBC Aeroplan Visa Infinite CardMobile device insuranceUp to $1,000 per occurrence / insured personDuration not verified
CIBC Aeroplan Visa Infinite PrivilegeMobile device insuranceUp to $1,500 per occurrence / insured personDuration not verified
CIBC Aventura Gold VisaMobile device insuranceUp to $1,000 per occurrence / insured personDuration not verified
CIBC Aventura Visa InfiniteMobile device insuranceUp to $1,000 per occurrence / insured personDuration not verified
CIBC Aventura Visa Infinite PrivilegeMobile device insuranceUp to $1,500 per occurrence / insured personDuration not verified
CIBC Costco MastercardMobile device insuranceUp to $1,000 per occurrence / insured personDuration not verified
CIBC Dividend Visa InfiniteMobile device insuranceUp to $1,000 per occurrence / insured personDuration not verified
Desjardins Bonus VisaMobile device insuranceUp to $1000 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Cash Back MastercardMobile device insuranceUp to $1000 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Cash Back VisaMobile device insuranceUp to $1000 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Cash Back World Elite MastercardMobile device insuranceLimit not verifiedLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Flexi VisaMobile device insuranceUp to $1000 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Odyssey Gold VisaMobile device insuranceUp to $1000 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Odyssey Visa Infinite PrivilegeMobile device insuranceUp to $1500 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
Desjardins Odyssey World Elite MastercardMobile device insuranceUp to $1500 after depreciation and applicable deductibleLater of 30 days after purchase or first billed payment; ends by 2 years from purchase
moi RBC VisaMobile device insuranceUp to CAD 1,000 per claim, after depreciation and deductibleBegins day 91; ends two years after purchase
More Rewards RBC VisaMobile device insuranceUp to CAD 1,000 per claim, after depreciation and deductibleBegins day 91; ends two years after purchase
RBC Cash Back Preferred World Elite MastercardMobile device insurance$1,500/claim; depreciation and deductible applyDay 121 through 2 years after purchase
RBC ION+ VisaMobile device insuranceUp to $1,000 per claim; depreciation and deductible applyFrom day 91 until 2 years after purchase
Scotiabank Gold American ExpressMobile device insuranceUp to $1,000 for loss, theft or accidental damageStarts the later of 30 days after purchase or the first monthly wireless bill charged to the card; ends 2 years from purchase