Mobile device insurance included with the card. Limits, deductibles and how the device must be paid for differ by card.
Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate
Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.
Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.
Cards included here match: mobile device insurance included with the card. They’re ordered by net annual rewards at typical spending of $2,000/month — change the order with “Sort by”. How we calculate.
Coverage we’ve verified in each card’s insurance certificate, with the date we checked it. A card that isn’t listed may still include this coverage; check its certificate.
| Card | Coverage | Limit | Length of coverage | Checked |
|---|---|---|---|---|
| American Express Cobalt | Mobile device insurance | Up to $1,000 per person / occurrence | Up to 2 years; start depends on payment and loss type | |
| BMO eclipse rise Visa | Mobile device insurance | Up to $1,000; certificate exclusions and deductions apply | Duration not verified | |
| CIBC Aeroplan Visa Infinite Card | Mobile device insurance | Up to $1,000 per occurrence / insured person | Duration not verified | |
| CIBC Aeroplan Visa Infinite Privilege | Mobile device insurance | Up to $1,500 per occurrence / insured person | Duration not verified | |
| CIBC Aventura Gold Visa | Mobile device insurance | Up to $1,000 per occurrence / insured person | Duration not verified | |
| CIBC Aventura Visa Infinite | Mobile device insurance | Up to $1,000 per occurrence / insured person | Duration not verified | |
| CIBC Aventura Visa Infinite Privilege | Mobile device insurance | Up to $1,500 per occurrence / insured person | Duration not verified | |
| CIBC Costco Mastercard | Mobile device insurance | Up to $1,000 per occurrence / insured person | Duration not verified | |
| CIBC Dividend Visa Infinite | Mobile device insurance | Up to $1,000 per occurrence / insured person | Duration not verified | |
| Desjardins Bonus Visa | Mobile device insurance | Up to $1000 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Cash Back Mastercard | Mobile device insurance | Up to $1000 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Cash Back Visa | Mobile device insurance | Up to $1000 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Cash Back World Elite Mastercard | Mobile device insurance | Limit not verified | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Flexi Visa | Mobile device insurance | Up to $1000 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Odyssey Gold Visa | Mobile device insurance | Up to $1000 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Odyssey Visa Infinite Privilege | Mobile device insurance | Up to $1500 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| Desjardins Odyssey World Elite Mastercard | Mobile device insurance | Up to $1500 after depreciation and applicable deductible | Later of 30 days after purchase or first billed payment; ends by 2 years from purchase | |
| moi RBC Visa | Mobile device insurance | Up to CAD 1,000 per claim, after depreciation and deductible | Begins day 91; ends two years after purchase | |
| More Rewards RBC Visa | Mobile device insurance | Up to CAD 1,000 per claim, after depreciation and deductible | Begins day 91; ends two years after purchase | |
| RBC Cash Back Preferred World Elite Mastercard | Mobile device insurance | $1,500/claim; depreciation and deductible apply | Day 121 through 2 years after purchase | |
| RBC ION+ Visa | Mobile device insurance | Up to $1,000 per claim; depreciation and deductible apply | From day 91 until 2 years after purchase | |
| Scotiabank Gold American Express | Mobile device insurance | Up to $1,000 for loss, theft or accidental damage | Starts the later of 30 days after purchase or the first monthly wireless bill charged to the card; ends 2 years from purchase |
