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Best Mastercard credit cards in Canada

Mastercard is accepted almost everywhere, including Costco in Canada, and is offered by banks, retailers and fintechs. Every Mastercard card we cover, ranked by net annual rewards at typical spending.

75 cards · Highest net annual rewards first

Values are estimates based on typical spending of $2,000/month, after annual fees. How we calculate

Annual Fee
$130.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$311.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$311.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$0.00
First Year Bonus Value
$50.00
50,000 PC Optimum points
Net Annual Rewards
$308.40Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$358.40

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: CIBC Costco Mastercard
Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$306.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$306.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: ATB World Elite Mastercard
Annual Fee
$120.00
First Year Bonus Value
$200.00
Net Annual Rewards
$300.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$620.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$100.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$294.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$294.00

Comparison example at $2,000/month. Separate from your personalized estimate. Review the value basis and conditions.

View Details: BMO CashBack Mastercard
Annual Fee
$0.00
First Year Bonus Value
$97.50
Net Annual Rewards
$282.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$379.50

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$273.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$273.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View Details: PC World Mastercard
Annual Fee
$0.00
First Year Bonus Value
$0.00
No current welcome offer
Net Annual Rewards
$270.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$270.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$30.00
First Year Bonus Value
Bonus awaits approval. First-year offer eligibility, account-opening/reset chronology and bonus credit timing are not approved for this hosted model.
Net Annual Rewards
$267.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
First-year bonus unresolved. First-year offer eligibility, account-opening/reset chronology and bonus credit timing are not approved for this hosted model.

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Annual Fee
$139.00
First Year Bonus Value
$600.00
Net Annual Rewards
$264.80Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$864.80

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.