- Rate
- Quoted when you apply
- Amount
- Ask lender
- Term
- Ask lender
- Prepayment
- Check terms
Borrower-specific quote required. No advertised minimum is a likely personal rate.
Loans
TD · Vehicle Loan
Prime rate today: 4.7% Banks rarely publish personal loan rates. Their variable rates are prime plus a margin set when you’re approved, so your quote depends on your credit, income and the term. Source: RBC
What TD publishes
- Collateral
- Financed vehicle
- Application channel
- Through an authorized dealer (TD Auto Finance), the TD Wheels app or by phone
Ask the lender before you sign
TD doesn’t publish these details online. They are set in your loan offer, so ask for them in writing and compare the APR, not just the interest rate.
- Rate type
- Published interest rate
- Published APR
- Mandatory fees
- Annual fee
- Early repayment
- Payment frequency
- Interest calculation
- Province availability
- Applicant conditions
- Cosigner
- Credit inquiry
- Funding
Official sources and verification
- Official evidence · checked 2026-11-03
Vehicles five years old or less; recreational vehicles two years old or less. Up to purchase price; exact rate and term require quote.
- Official evidence · checked 2026-11-03
Financing through authorized dealers via TD Auto Finance, the TD Wheels app or by phone.
Pricing observations expire after seven days; product/fee/identity observations after 30 days. Verification is manual.
Every fact above comes from TD’s own website. We don’t estimate a total cost from a marketed minimum or a fee we haven’t seen.
Estimate payments with your own rate and term
WalletReturn compares information and hypothetical costs. No application, identity collection or credit check takes place here. Lender approval, current contract terms and province eligibility must be confirmed with the lender.