- Rate
- Quoted when you apply
- Amount
- Up to $30,000
- Term
- Revolving
- Annual fee
- None
Tangerine's Prime Rate plus an individual adjustment; a 2.99% promotional rate applies for the first 3 months.
Loans
Tangerine · Line of Credit
Prime rate today: 4.7% Banks rarely publish personal loan rates. Their variable rates are prime plus a margin set when you’re approved, so your quote depends on your credit, income and the term. Source: RBC
What Tangerine publishes
- Rate type
- variable
- Annual fee
- $0.00Currently no annual fee or monthly fee
- Early repayment
- Pay your balance in full at any time without a penaltyOfficial Tangerine Line of Credit page
- Applicant conditions
- Canadian permanent resident, provincial age of majority, clear of bankruptcy at least seven years; other credit criteria apply
- Application channel
- Online
Ask the lender before you sign
Tangerine doesn’t publish these details online. They are set in your loan offer, so ask for them in writing and compare the APR, not just the interest rate.
- Published interest rate
- Published APR
- Mandatory fees
- Collateral
- Payment frequency
- Interest calculation
- Province availability
- Cosigner
- Credit inquiry
- Funding
Official sources and verification
- Official evidence · checked 2026-11-03
Introductory promotional rate excluded; regular rate is prime plus individually quoted adjustment.
Pricing observations expire after seven days; product/fee/identity observations after 30 days. Verification is manual.
Every fact above comes from Tangerine’s own website. We don’t estimate a total cost from a marketed minimum or a fee we haven’t seen.
Estimate payments with your own rate and term
WalletReturn compares information and hypothetical costs. No application, identity collection or credit check takes place here. Lender approval, current contract terms and province eligibility must be confirmed with the lender.