- Rate
- Quoted when you apply
- Amount
- From $5,000
- Term
- Revolving
- Annual fee
- Check terms
Variable rate based on credit history; National Bank asks you to speak with an advisor for details.
Loans
National Bank · Personal Flex Line
Prime rate today: 4.7% Banks rarely publish personal loan rates. Their variable rates are prime plus a margin set when you’re approved, so your quote depends on your credit, income and the term. Source: RBC
What National Bank publishes
- Rate type
- variable
- Application channel
- Contact provider
Ask the lender before you sign
National Bank doesn’t publish these details online. They are set in your loan offer, so ask for them in writing and compare the APR, not just the interest rate.
- Published interest rate
- Published APR
- Mandatory fees
- Annual fee
- Early repayment
- Collateral
- Payment frequency
- Interest calculation
- Province availability
- Applicant conditions
- Cosigner
- Credit inquiry
- Funding
Official sources and verification
- Official evidence · checked 2026-11-03
Current product identity and explicitly enumerated facts. Individual quote and unverified charges remain unavailable.
Pricing observations expire after seven days; product/fee/identity observations after 30 days. Verification is manual.
Every fact above comes from National Bank’s own website. We don’t estimate a total cost from a marketed minimum or a fee we haven’t seen.
Estimate payments with your own rate and term
WalletReturn compares information and hypothetical costs. No application, identity collection or credit check takes place here. Lender approval, current contract terms and province eligibility must be confirmed with the lender.