- Rate
- Quoted when you apply
- Amount
- Ask lender
- Term
- 1 – 5 years
- Prepayment
- Check terms
Loans
Alterna · Personal Loan — fixed
Prime rate today: 4.7% Banks rarely publish personal loan rates. Their variable rates are prime plus a margin set when you’re approved, so your quote depends on your credit, income and the term. Source: RBC
What Alterna publishes
- Rate type
- fixed
- Payment frequency
- Weekly, biweekly, semi-monthly or monthly
Ask the lender before you sign
Alterna doesn’t publish these details online. They are set in your loan offer, so ask for them in writing and compare the APR, not just the interest rate.
- Published interest rate
- Published APR
- Mandatory fees
- Annual fee
- Early repayment
- Collateral
- Interest calculation
- Province availability
- Applicant conditions
- Cosigner
- Credit inquiry
- Application channel
- Funding
Official sources and verification
- Official evidence · checked 2026-11-03
Current Alterna Savings personal loan and LOC product descriptions.
Pricing observations expire after seven days; product/fee/identity observations after 30 days. Verification is manual.
Every fact above comes from Alterna’s own website. We don’t estimate a total cost from a marketed minimum or a fee we haven’t seen.
Estimate payments with your own rate and term
WalletReturn compares information and hypothetical costs. No application, identity collection or credit check takes place here. Lender approval, current contract terms and province eligibility must be confirmed with the lender.