Choosing a card
When Is Black Friday 2026 in Canada?
Black Friday 2026 is Friday, November 27, and Cyber Monday is November 30. How to use your credit card for the deals without paying interest, and what to check before you buy.
When is Black Friday 2026?
Friday, November 27, 2026. Black Friday is the day after American Thanksgiving, which falls on Thursday, November 26 this year. Cyber Monday follows on Monday, November 30, 2026.
| Event | Date |
|---|---|
| Black Friday | Friday, November 27, 2026 |
| Cyber Monday | Monday, November 30, 2026 |
| Boxing Day | Saturday, December 26, 2026 |
Many Canadian retailers start their sales earlier in the week and run them through the weekend.
Put it into practiceGST/HST calculatorHow do you keep Black Friday savings from turning into interest?
Pay your statement balance in full by the due date. Most credit cards give you an interest-free grace period on new purchases only when you pay the full balance.
If you can’t pay it all at once, our credit card interest calculator shows how much interest a balance will cost and how long it takes to pay off.
Do credit cards protect Black Friday purchases?
Many Canadian credit cards include purchase protection against theft or damage and an extended warranty, but coverage, time limits and exclusions vary by card. Check your card’s insurance certificate before relying on it.
Which card should you use for Black Friday shopping?
Use a card that pays more on the categories you’re buying, such as online shopping or groceries. If you’re buying from US stores in US dollars, a card with no foreign transaction fee avoids the usual 2.5% fee.
Are Black Friday prices before tax?
Yes, prices in Canada are usually shown before sales tax. Add GST, HST or PST depending on your province, from 5% in Alberta to 15% in Atlantic provinces like New Brunswick.
Our GST/HST calculator shows the total with tax for any province or territory.
Keep reading
DebtHow to Pay for the Holidays Without Credit Card Debt in CanadaSet a holiday budget, spread the cost, and if it ends up on your credit card, what it costs to pay off: $1,500 at 20.99% is interest-free if paid in full, but costs $175.95 over 12 months and $1,802.67 on minimum payments.
Fees and borrowing costsBuy Now, Pay Later vs Credit Card in Canada: Which Costs Less?Affirm, Afterpay and other buy now, pay later plans at checkout compared with paying by credit card: what each costs on a $1,200 purchase, how pay-in-4 and monthly plans work, credit checks, and the risks.
Choosing a cardHow Many Credit Cards Should You Have in Canada?Why two or three cards is the sweet spot for most Canadians, which combinations earn the most, and when more cards stop helping.
Choosing a cardCredit Cards With Priority Pass and Airport Lounge Access in CanadaWhich Canadian credit cards still include Priority Pass, which use DragonPass programs instead, how many free lounge visits each gives and whether the annual fee is worth it.
Official sources and further reading
Terms vary by product. Confirm the provider’s current terms before acting. This guide does not predict approval, realized value or credit-score changes. How WalletReturn calculates value