Les noms officiels des produits sont conservés. Les textes sans version française restent identifiés en anglais; les conditions de l’émetteur font foi.
3% Walmart Reward Dollars on eligible pretax WalmartCanada/Walmart.ca purchases
1% other aftertax eligible purchases
Restricted merchandise reward, no cash/accountcredit
Zero reward on Walmart tax and excluded purchases
Qualifying allocations required
What is this card worth to you?
Based on typical spending of $2,000/month
Estimated first-year value
240,00 $
net annual rewards
Récompenses annuelles nettes
240,00 $
Rewards in a typical year, after the annual fee
Annual rewards breakdown
Rewards earned in a year
240,00 $
Frais annuels
0,00 $
Récompenses annuelles nettes
240,00 $
A category-by-category split isn’t available for this card yet.
Use your own spending
Needs your input Complete spending details. Complete spending details to calculate your rewards.
Complete these assumptions to calculate your value:
Confirm whether your spending mix is typical throughout one complete rewards year.
Confirm whether this profile includes all purchases for this account, including additional cardholders.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to groceries. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to groceries. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to dining. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to dining. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to gas. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to gas. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to transit. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to transit. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to travel. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to travel. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to recurring_bills. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to recurring_bills. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to entertainment. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to entertainment. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to drugstore. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to drugstore. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to online_shopping. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to online_shopping. This is part of your existing spending.
Enter monthly Eligible Walmart PRETAX charged purchase amount allocated to other. This is part of your existing spending.
Enter monthly Zero-earning Walmart tax and excluded charged amounts allocated to other. This is part of your existing spending.
I expect to accumulate and use these restricted Walmart Reward Dollars on eligible subsequent purchases, with a physical registered card and $5 minimum/$5 increments; this is earned face value, not cash paid.
Using typical spending
$2,000/month in Canadian-dollar card spending. Travel benefits assumed usable.
Calculation assumptions for this cardAnnual estimate assumptions for Walmart Rewards World Mastercard
Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.
No cash value or account-credit redemption. Physical card must be scanned/swiped in-store; online Walmart account must register card; mobilewallet unsupported. Minimum$5 rewards and pretaxpurchase$5; increments$5, not above eligible purchase amount, cannot spend rewards on same transaction that earned them. Exclude tobacco,lottery,alcohol,prescriptions,moneytransfer,independentmerchants/licensees,cashlike and prohibited goods. Accumulated residual below$5 remains unredeemed; estimate does not assert redemption within year.
Enter eligible net purchase spending only. Exclude cash advances, fees, interest and purchases that do not earn cashback. The estimate assumes an open account in good standing and does not model refund timing, mid-cycle rate changes or payout dates.
Les montants particuliers de cette carte sont explicitement fixés à 0 $; les dépenses de la catégorie continuent de suivre le taux de base examiné.
Monthly spending details
Review your monthly spending. Apply changes to update your profile across WalletReturn.
Earning rates, caps and redemption options
Typical spending: $2,000/month · $24,000/year · net of annual fee
First-year bonus
0,00 $
Récompenses annuelles nettes
240,00 $
Valeur la première année
240,00 $
Redemption methods
Standard point value
—
Bonus rates apply to eligible purchases; everything else earns the base rate.
Points Breakdown — earning schedule
Spending category
Earning rate
Restrictions & Spending cap
Annual earning
Walmart Reward Dollars on eligible pretax WalmartCanada/Walmart.ca purchases
3% cash back
Confirm eligible purchases and limits in the rules below
Not currently available
other aftertax eligible purchases
1 % de remise
Confirm eligible purchases and limits in the rules below
Not currently available
Offre de bienvenueCheck the issuer for current offer terms. Year 1: Year 1 requires separately verified offer terms and qualifications.Assumptions, restrictions & sources
Using typical spending. Annual rewards below are before the regular annual fee and exclude welcome offers.
Purchase scopes, account thresholds or shared limits affect earning. Eligible purchase scopes, spending thresholds or shared limits require the complete rules and calculation ledger.
Only the selected certified method is calculated. Optional travel assumptions appear separately and are not guaranteed redemption rates.
Published earning schedule
3% Walmart Reward Dollars on eligible pretax WalmartCanada/Walmart.ca purchases;1% other aftertax eligible purchases.
Restricted merchandise reward, no cash/accountcredit; zero reward on Walmart tax and excluded purchases; qualifying allocations required.
Restrictions, caps & redemption
Reward Dollars are redeemed at Walmart under programme terms.
Preferred purchase/cash rates are 21.99%/22.99% outside Quebec and 21.99%/21.99% in Quebec; a standard-rate 26.99%/27.99% card may be offered instead.
World eligibility includes $80,000 household income or qualifying existing cardholders with $15,000 annual spending.
VersionU September2025, effectiveSeptember18,2025 expressly applies to both standard and World. 3% eligible WalmartCanada stores/Walmart.ca PRETAX;1% other eligible AFTERTAX purchases including Quebec Accespharma and Klarna. Exclude Walmart qualifying-purchase tax, installments, balance transfers, nonQuebec onlinepharmacy including app/pharmacy.walmart.ca, deliverytips, insurance/warranty premiums, cashadvances/interest/fees/adjustments, portions paid with reward dollars. Refunds reverse earnings; goodstanding required. Explicit disjoint allocation of qualifying pretax Walmart amount and zero-earning tax/excluded amounts within each full charged category; no assumed tax percentage. Aggregate rewards floored nearestcent by issuer; annual model cannot reproduce transaction/statement rounding.
Rewards typically available next businessday after posting; redeem only on subsequent eligible purchase after accumulation minimum is reached.
Regular annual fee: $0.00. The value ledger deducts applicable fees separately.
Points and miles remain in their native units unless a redemption method and point value have been approved for this calculation.
Issuer category definitions, earning limits and restrictions apply.
3% Walmart Reward Dollars on eligible pretax WalmartCanada/Walmart.ca purchases
Sans frais annuels
Cons
Bonus categories have spending caps
Redemption
Redemption minimum, timing and restrictions
Reward Dollars are redeemed at Walmart under programme terms.
No cash value or account-credit redemption. Physical card must be scanned/swiped in-store; online Walmart account must register card; mobilewallet unsupported. Minimum$5 rewards and pretaxpurchase$5; increments$5, not above eligible purchase amount, cannot spend rewards on same transaction that earned them. Exclude tobacco,lottery,alcohol,prescriptions,moneytransfer,independentmerchants/licensees,cashlike and prohibited goods. Accumulated residual below$5 remains unredeemed; estimate does not assert redemption within year.
Rewards typically available next businessday after posting; redeem only on subsequent eligible purchase after accumulation minimum is reached.
Sources & legal
Things to consider
Confirm current fees, earning restrictions, membership requirements and terms with the issuer before applying.
Last verified: October 10, 2026.
What’s not included
Values don’t include interest charges, so they assume you pay your balance in full each month. Insurance and perks without a set dollar value are listed but not counted.
WalletReturn is an independent comparison site, not the card issuer. Values are estimates.
Divulgation publicitaire :WalletReturn peut toucher une commission lorsque vous faites une demande au moyen de certains liens. Cela ne change ni nos calculs ni l’ordre des cartes. Consultez notre méthodologie publiée et divulgation publicitaire.
Verify the issuer’s current product terms before applying.
Frais annuels