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Scotiabank Passport Visa Infinite + vs. Scotiabank Passport Visa Infinite Privilege

See how your selected cards differ in estimated value, costs and conditions.

Using example spending assumptions

$2,000/month CAD · Travel benefits assumed usable · Same profile for every card

Edit spending

Two-card comparison
Annual Fee
$150.00
First Year Bonus Value
$350.00
Net Annual Rewards
$195.60Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$545.60

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View card: Scotiabank Passport Visa Infinite +
Sources & terms
Last verified: October 10, 2026. Confirm current terms with the issuer.Official issuer source for Scotiabank Passport Visa Infinite + (opens new tab)
Recently checked facts and sources

These dates apply only to the listed facts. Other terms retain the earlier verification date.

Annual Fee
$599.00
First Year Bonus Value
Confirming current offer. The welcome offer is being confirmed against the issuer page.
Net Annual Rewards
-$299.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
-$299.00Before welcome offer

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

View card: Scotiabank Passport Visa Infinite Privilege
Sources & terms
Last verified: October 2, 2026. Confirm current terms with the issuer.Official issuer source for Scotiabank Passport Visa Infinite Privilege (opens new tab)
On this comparison

At a glance

At a glance for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
Regular annual feeValues differ
$150
$599
Foreign transaction fee
0%
0%
Rewards program
Scene+
Scene+
Purchase APR
20.99%
20.99%

Value

Based on typical spending of $2,000/month, after annual fees. Net annual rewards exclude welcome bonuses.

Value for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
First-year valueValues differ
$545.6
−$299
Net annual rewardsValues differ
$195.6
−$299
Your inputValues differ
Needs your input
—
First-year bonus value
$350
—

Complete estimates

Shared inputs update only cards that use the same existing assumption. Card-specific qualifications remain separate.

Scotiabank Passport Visa Infinite +
Annual estimate assumptions for Scotiabank Passport Visa Infinite +

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Monthly limits reset separately in each calendar month or statement cycle, as specified in the earning rules. Unused allowances do not roll over. This estimate uses the same entered spending in each cycle.

Recurring points award

Accountanniversary12months neteligiblepurchases;10000pointsat40000and2000eachcompleteadditional10000;open/goodstanding throughapproximately8weekcredit. Existingcardswitchretainsoriginalaccountanniversary; fullsteadyyear only.

Official recurring-award terms

Verified 2026-10-10. Year 1 timing remains separately reviewed.

This explicitly sets this card’s allocations to $0; your category spending still earns the reviewed base rate.

Needs your input. Unknown answers remain unknown; update the relevant fields above.

Rewards

Rewards for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
How you earnValues differ
  • 3 points per $1 at participating Scene+ grocers
  • 2 points per $1 on eligible groceries, dining, entertainment and daily transit
  • 1 point per $1 on all other purchases
  • 3 Scene+ points per $1 on eligible travel, plus 3 on eligible Scene+ Travel hotel/car bookings
  • 2 points per $1 on dining and entertainment
  • 1 point per $1 on all other purchases
Base / other eligible purchases
1 points per dollar
1 points per dollar
Reward conditions

3 points per $1 at participating Scene+ grocers; 2 on eligible groceries, dining, entertainment and daily transit; 1 elsewhere.

Eligible purchase scopes, shared limits, qualifying channels or thresholds affect earning.

  • Bonus categories have an annual account-spending threshold; base earning applies afterwards.
  • A separate annual 10,000 Scene+ point bonus requires $40,000 in eligible annual purchases.
  • EligiblepostednetVisa purchases;participatinggrocersSobeys/Safeway/IGA/FoodlandparticipatingCoops/FreshCo/Chalo/Thrifty/RachelleBery/LesMarches/Voila3x;othergrocery/dining/entertainment/dailytransit2x. Combined50000accelerators calendarJan1reset, fallback1;cashadvances/transfers/payments/returns/refunds/fees/interestexcluded. Goodstanding. Portalextra3points eligibleSceneTravelcompletedhotel/carbookingincludingtaxfees pluscardbase1 onlyfullycardpaidconfirmedbooking;points-fundedprogrambonusesoutsidecardspendingexcluded. Recurringannualspendbonus10000at40000netaccountpurchases+2000eachadditional10000, accountanniversaryreset;notwelcomebonus. Optionalbankingfeecredits andinsuranceexcluded.
Complete card reward details

3 Scene+ points per $1 on eligible travel, plus 3 on eligible Scene+ Travel hotel/car bookings; 2 on dining and entertainment; 1 elsewhere.

  • An alternative eligibility route is $400,000 in assets under management; merchant and travel-booking conditions apply.
Complete card reward details

Fees

Fees for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
Regular annual feeValues differ
$150
$599
Supplementary-card fee
—
$199
Foreign transaction fee
0%
0%
Purchase APR
20.99%
20.99%
Cash advance APR
22.99%
22.99%

Eligibility

Approval is up to the issuer.

Eligibility for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
Personal annual income
—
$150,000
Household annual income
—
$200,000

Insurance & benefits

Insurance & benefits for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
Insurance
Not listed — check the issuer
  • Emergency travel medical insurance31 days, up to $5,000,000
  • Rental car collision / loss damageVehicles up to $85,000
  • Purchase securityIncluded
  • Extended warrantyIncluded
Other benefitsValues differ
  • No issuer foreign currency conversion surcharge and airport lounge visitsIncluded
  • Conditional $250 annual Scene+ Travel booking credit and airport lounge benefitsIncluded

Sources

Sources for the selected cards, in selected order.
FactScotiabank Passport Visa Infinite +Scotiabank Passport Visa Infinite Privilege
Last verifiedValues differ
Last verified: October 10, 2026
Last verified: October 2, 2026

Approval likelihood, interest expense and actual redemption transactions are not modeled. Verify current issuer terms before applying. WalletReturn methodology

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Advertising disclosure: WalletReturn may earn a commission when you apply through some links. This doesn’t affect how we calculate values or order cards. See our published methodology and advertising disclosure.

Figures are estimates in CAD and rounded for display; rounded contributions may not sum exactly to totals. Ongoing value excludes welcome bonuses, one-time benefits and rebates. Interest expense is not deducted. Benefits depend on your profile and issuer terms.