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RBC Avion Visa Infinite vs. RBC Avion Visa Infinite Privilege

See how your selected cards differ in estimated value, costs and conditions.

Using example spending assumptions

$2,000/month CAD · Travel benefits assumed usable · Same profile for every card

Edit spending

Two-card comparison
Annual Fee
$120.00
First Year Bonus Value
$550.00
Net Annual Rewards
$123.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$673.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Sources & terms
Last verified: October 10, 2026. Confirm current terms with the issuer.Official issuer source for RBC Avion Visa Infinite (opens new tab)
Annual Fee
$399.00
First Year Bonus Value
$550.00
Net Annual Rewards
-$99.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$451.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Sources & terms
Last verified: October 10, 2026. Confirm current terms with the issuer.Official issuer source for RBC Avion Visa Infinite Privilege (opens new tab)
On this comparison

At a glance

At a glance for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
Regular annual feeValues differ
$120
$399
Rewards program
Avion Rewards
Avion Rewards
Purchase APR
20.99%
20.99%

Value

Based on typical spending of $2,000/month, after annual fees. Net annual rewards exclude welcome bonuses.

Value for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
First-year valueValues differ
$673
$451
Net annual rewardsValues differ
$123
−$99
Your input
Needs your input
Needs your input
First-year bonus value
$550
$550

Complete estimates

Shared inputs update only cards that use the same existing assumption. Card-specific qualifications remain separate.

RBC Avion Visa Infinite — annual assumptions also apply to the other annual estimates
Annual estimate assumptions for RBC Avion Visa Infinite

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Monthly limits reset separately in each calendar month or statement cycle, as specified in the earning rules. Unused allowances do not roll over. This estimate uses the same entered spending in each cycle.

Year 1 uses separate planned eligible purchases and offer qualifications. Annual spending alone does not establish eligibility. Introductory allocations must be disjoint.

New eligible primary application approved in the dated public offer period; additional cardholders and existing RBC transfers excluded. Posted qualifying net purchases exclude advances/cash-like transactions/non-preauthorized bills/interest/fees and are reduced by returns. Open/good-standing account through award required; not more than two consecutive statement periods past due, closed, charged off or revoked. Threshold award within60days. Any anniversary award12–16weeks after first anniversary is excluded from Year1. Regular annual fee retained; optional banking/student rebates not assumed.

This explicitly sets this card’s allocations to $0; your category spending still earns the reviewed base rate.

RBC Avion Visa Infinite Privilege
Annual estimate assumptions for RBC Avion Visa Infinite Privilege

Ongoing rewards use one complete reward/reset cycle with an even spending mix. Year 1, when available, uses the separate offer qualifications below; this does not estimate year-to-date or remaining allowance. Blank means unknown; enter 0 for none. Each amount is part of its parent spending.

Monthly limits reset separately in each calendar month or statement cycle, as specified in the earning rules. Unused allowances do not roll over. This estimate uses the same entered spending in each cycle.

Year 1 uses separate planned eligible purchases and offer qualifications. Annual spending alone does not establish eligibility. Introductory allocations must be disjoint.

New eligible primary application approved in the dated public offer period; additional cardholders and existing RBC transfers excluded. Posted qualifying net purchases exclude advances/cash-like transactions/non-preauthorized bills/interest/fees and are reduced by returns. Open/good-standing account through award required; not more than two consecutive statement periods past due, closed, charged off or revoked. Threshold award within60days. Any anniversary award12–16weeks after first anniversary is excluded from Year1. Regular annual fee retained; optional banking/student rebates not assumed.

Needs your input. Unknown answers remain unknown; update the relevant fields above.

Rewards

Rewards for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
How you earnValues differ
  • 1.25 Avion points per $1 on eligible travel
  • 1 point per $1 on other purchases
  • Earn 1.25 Avion points per $1 on eligible purchases
Base / other eligible purchasesValues differ
1 points per dollar
1.25 points per dollar
Reward conditions

1.25 Avion points per $1 on eligible travel; 1 point per $1 on other purchases.

Eligible purchase scopes, shared limits, qualifying channels or thresholds affect earning.

  • Qualifying posted net purchases only; exclude cash advances, balance transfers, cash-like transactions, non-preauthorized bill payments, interest and fees; returns and adjustments reverse points. MCC travel classification controls the Infinite accelerator, including airlines, accommodation, tours, cruises, agencies and rental cars; travel sold by a non-travel MCC merchant does not qualify. Optional linked partner offers and insurance are excluded. Avion Elite travel equivalent at 100 points per CAD$1; exclude flight-chart maximum fare assumptions and variable airline transfers.
Complete card reward details

Earn 1.25 Avion points per $1 on eligible purchases.

Eligible purchase scopes, shared limits, qualifying channels or thresholds affect earning.

  • Cash advance APR is 21.99% for Quebec residents.
  • New-account eligibility and issuer terms apply.
  • Qualifying posted net purchases only; exclude cash advances, balance transfers, cash-like transactions, non-preauthorized bill payments, interest and fees; returns and adjustments reverse points. MCC travel classification controls the Infinite accelerator, including airlines, accommodation, tours, cruises, agencies and rental cars; travel sold by a non-travel MCC merchant does not qualify. Optional linked partner offers and insurance are excluded. Avion Elite travel equivalent at 100 points per CAD$1; exclude flight-chart maximum fare assumptions and variable airline transfers.
Complete card reward details

Fees

Fees for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
Regular annual feeValues differ
$120
$399
Supplementary-card feeValues differ
$50
$99
Purchase APR
20.99%
20.99%
Cash advance APR
22.99%
22.99%

Eligibility

Approval is up to the issuer.

Eligibility for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
Personal annual incomeValues differ
$60,000
$200,000
Household annual incomeValues differ
$100,000
$200,000

Insurance & benefits

Insurance & benefits for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
InsuranceValues differ
  • Purchase security$50,000
  • Extended warrantyIncluded
  • Travel and mobile device insuranceIncluded
  • Purchase security$50,000
  • Extended warrantyIncluded
Other benefits
—
  • Six airport lounge passesIncluded

Sources

Sources for the selected cards, in selected order.
FactRBC Avion Visa InfiniteRBC Avion Visa Infinite Privilege
Last verified
Last verified: October 10, 2026
Last verified: October 10, 2026

Approval likelihood, interest expense and actual redemption transactions are not modeled. Verify current issuer terms before applying. WalletReturn methodology

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Figures are estimates in CAD and rounded for display; rounded contributions may not sum exactly to totals. Ongoing value excludes welcome bonuses, one-time benefits and rebates. Interest expense is not deducted. Benefits depend on your profile and issuer terms.