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American Express Aeroplan Card vs. TD Aeroplan Visa Infinite Card

See how your selected cards differ in estimated value, costs and conditions.

Using example spending assumptions

$2,000/month CAD · Travel benefits assumed usable · Same profile for every card

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Two-card comparison
Annual Fee
$120.00
First Year Bonus Value
$350.00
Up to 45,000 Aeroplan points
Net Annual Rewards
$132.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$482.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Sources & terms
Last verified: October 2, 2026. Confirm current terms with the issuer.Official issuer source for American Express Aeroplan Card (opens new tab)
Annual Fee
$139.00
First Year Bonus Value
$500.00
Up to 50,000 Aeroplan points + first-year fee rebate
Net Annual Rewards
$140.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value
$779.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

Sources & terms
Last verified: September 29, 2026. Confirm current terms with the issuer.Official issuer source for TD Aeroplan Visa Infinite Card (opens new tab)
On this comparison

At a glance

At a glance for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
Regular annual feeValues differ
$120
$139
Foreign transaction fee
—
2.5%
Rewards program
Aeroplan
Aeroplan
Purchase APR
—
20.99%

Value

Based on typical spending of $2,000/month, after annual fees. Net annual rewards exclude welcome bonuses.

Value for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
First-year valueValues differ
$482
$779
Net annual rewardsValues differ
$132
$140
First-year bonus valueValues differ
$350
$500
Welcome offerValues differ
Up to 45,000 Aeroplan points
Up to 50,000 Aeroplan points + first-year fee rebate

Rewards

Rewards for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
How you earnValues differ
  • Earn 2 Aeroplan points per $1 on eligible direct Air Canada purchases, 1.5 on eligible Canadian dining and food delivery, and 1 elsewhere
  • 1.5 Aeroplan_points / $1 on Eligible gas, EV charging, groceries and direct Air Canada purchases
  • 1 Aeroplan_points / $1 on Other eligible purchases
  • 1.5 Aeroplan_points / $1 on Participating Hyatt purchases — dated Aeroplan promotion
  • 1 World_of_Hyatt_points / $1 on Participating Hyatt purchases — separate program currency
Groceries
—
1.5 points per dollar
Gas / EV Charging
—
1.5 points per dollar
Travel
—
1.5 points per dollar
Other Purchases
—
1 points per dollar
Base / other eligible purchases
1 points per dollar
1 points per dollar
Reward conditions

Earn 2 Aeroplan points per $1 on eligible direct Air Canada purchases, 1.5 on eligible Canadian dining and food delivery, and 1 elsewhere.

  • Charge-card balance must be paid in full; delinquent balances incur 30% annual interest.
  • Annual fee rises to $150 for fees charged on or after January 12, 2027.
Complete card reward details
—

Fees

Fees for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
Regular annual feeValues differ
$120
$139
Supplementary-card feeValues differ
$0
$50
Foreign transaction fee
—
2.5%
Purchase APR
—
20.99%
Cash advance APR
—
22.99%

Eligibility

Approval is up to the issuer.

Eligibility for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
Personal annual income
—
$60,000
Household annual income
—
$100,000

Insurance & benefits

Insurance & benefits for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
InsuranceValues differ
  • Flight delay / missed connectionCAD 500 shared with baggage-delay expenses per o
  • Baggage delayCAD 500 shared with flight-delay expenses per oc
  • Hotel burglaryCAD 500 per burglary occurrence
  • Lost / stolen baggageCAD 500 combined; jewellery CAD 300, golf equipm
  • Common carrier accidentUp to CAD 500,000 per covered person; scheduled
  • Rental car theft / damageVehicles up to $85,000
  • Extended warrantyCAD 10,000 per item; CAD 25,000 per cardmember /
  • Purchase protectionCAD 1,000 per cardmember / occurrence
  • Travel Medical & Trip InsuranceIncluded
Other benefits
—
  • First checked bag on eligible Air Canada travelIncluded
  • NEXUS application fee rebateIncluded

Sources

Sources for the selected cards, in selected order.
FactAmerican Express Aeroplan CardTD Aeroplan Visa Infinite Card
Last verifiedValues differ
Last verified: October 2, 2026
Last verified: September 29, 2026

Approval likelihood, interest expense and actual redemption transactions are not modeled. Verify current issuer terms before applying. WalletReturn methodology

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Figures are estimates in CAD and rounded for display; rounded contributions may not sum exactly to totals. Ongoing value excludes welcome bonuses, one-time benefits and rebates. Interest expense is not deducted. Benefits depend on your profile and issuer terms.