American Express Aeroplan Card vs. CIBC Aeroplan Visa Infinite Card

See how your selected cards differ in estimated value, costs and conditions.

Using example spending assumptions

$2,000/month CAD · Travel benefits assumed usable · Same profile for every card

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Selected cards

American Express Aeroplan Card

American Express

Aeroplan

Annual Fee: $120.00
First Year Bonus Value: $350.00
Net Annual Rewards: $132.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $482.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

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Sources & terms

Last verified: October 2, 2026. Confirm current terms with the issuer.Official issuer source

CIBC Aeroplan Visa Infinite Card

CIBC

Aeroplan

Annual Fee: $139.00
First Year Bonus Value: $500.00
Net Annual Rewards: $140.00Illustrative monetary estimate ready. Example: $2,000/month. Separate from a personalized estimate.
First Year Value: $779.00

Comparison example at $2,000/month. A personalized estimate is not available for this card and profile. Review the value basis and conditions.

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Sources & terms

Last verified: September 29, 2026. Confirm current terms with the issuer.Official issuer source

American Express Aeroplan Card$120.00 annual fee

CIBC Aeroplan Visa Infinite Card$139.00 annual fee

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On this comparison

At a glance

At a glance for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
Regular annual feeValues differ	$120	$139
Foreign transaction fee	—	2.5%
Rewards program	Aeroplan	Aeroplan
Purchase APR	—	20.99%

Value

Based on typical spending of $2,000/month, after annual fees. Net annual rewards exclude welcome bonuses.

Value for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
First-year valueValues differ	$482	$779
Net annual rewardsValues differ	$132	$140
First-year bonus valueValues differ	$350	$500
Welcome offerValues differ	Up to 45,000 Aeroplan points	Up to 50,000 Aeroplan points + first-year fee rebate

Rewards

Rewards for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
How you earnValues differ	Earn 2 Aeroplan points per $1 on eligible direct Air Canada purchases, 1.5 on eligible Canadian dining and food delivery, and 1 elsewhere	1.5 Aeroplan_points / $1 on Eligible gas, EV charging, groceries and direct Air Canada purchases 1 Aeroplan_points / $1 on Other eligible purchases 1.5 Aeroplan_points / $1 on Participating Hyatt purchases 1 World_of_Hyatt_points / $1 on Participating Hyatt purchases — separate program currency
Groceries	—	1.5 points per dollar
Gas / EV Charging	—	1.5 points per dollar
Travel	—	1.5 points per dollar
Other Purchases	—	1 points per dollar
Base / other eligible purchases	1 points per dollar	1 points per dollar
Reward conditions	View reward conditions Earn 2 Aeroplan points per $1 on eligible direct Air Canada purchases, 1.5 on eligible Canadian dining and food delivery, and 1 elsewhere. Charge-card balance must be paid in full; delinquent balances incur 30% annual interest. Annual fee rises to $150 for fees charged on or after January 12, 2027. Complete card reward details	—

Fees

Fees for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
Regular annual feeValues differ	$120	$139
Supplementary-card feeValues differ	$0	$50
Foreign transaction fee	—	2.5%
Purchase APR	—	20.99%
Cash advance APR	—	22.99%

Eligibility

Approval is up to the issuer.

Eligibility for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
Personal annual income	—	$60,000
Household annual income	—	$100,000

Insurance & benefits

Insurance & benefits for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
InsuranceValues differ	Flight delay / missed connectionCAD 500 shared with baggage-delay expenses per o Baggage delayCAD 500 shared with flight-delay expenses per oc Hotel burglaryCAD 500 per burglary occurrence Lost / stolen baggageCAD 500 combined; jewellery CAD 300, golf equipm Common carrier accidentUp to CAD 500,000 per covered person; scheduled Rental car theft / damageVehicles up to $85,000 Extended warrantyCAD 10,000 per item; CAD 25,000 per cardmember / Purchase protectionCAD 1,000 per cardmember / occurrence	Rental car collision / loss damageVehicles up to $85,000 Purchase security$60,000 Extended protection$60,000 Emergency travel medical insurance15 days, up to $5,000,000 Common carrier accident insurance$500,000 Trip cancellation insurance$1,500 Trip interruption / delay insurance$2,000 Flight delay insurance$500 Baggage delay insurance$500 Lost / stolen baggage insurance$500 Hotel burglary insurance$2,500 Mobile device insurance$1,000 Travel Medical & Trip InsuranceIncluded Travel and purchase insuranceIncluded
Other benefits	—	Air Canada first checked bagIncluded Preferred Aeroplan pricingIncluded Aeroplan Status Qualifying CreditsIncluded

Sources

Sources for the selected cards, in selected order.
Fact	American Express Aeroplan Card	CIBC Aeroplan Visa Infinite Card
Last verifiedValues differ	Last verified: October 2, 2026	Last verified: September 29, 2026
Official sources	Official issuer product page (opens new tab)	Official issuer product page (opens new tab)

Approval likelihood, interest expense and actual redemption transactions are not modeled. Verify current issuer terms before applying. WalletReturn methodology

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Figures are estimates in CAD and rounded for display; rounded contributions may not sum exactly to totals. Ongoing value excludes welcome bonuses, one-time benefits and rebates. Interest expense is not deducted. Benefits depend on your profile and issuer terms.