Investing
Brokerage Account Promotions and Transfer Bonuses in Canada
Every current Canadian brokerage sign-up and transfer bonus, with the minimum, the deadline and what each pays on a $25,000 transfer.
Which brokers have sign-up bonuses right now?
8 brokers have a welcome or transfer offer right now.
| Broker | Offer | On $25,000 | On $100,000 | Code | Ends |
|---|---|---|---|---|---|
| RBC Direct Investing | Up to 3% cash back, max $15,000 | $750 | $3,000 | — | Nov 2, 2026 |
| TD Direct Investing | Up to 3% cash back, max $15,000 | $750 | $3,000 | CASHBACK | Oct 23, 2026 |
| TD Easy Trade | Up to 3% cash back, max $15,000 | $750 | $3,000 | CASHBACK | Oct 23, 2026 |
| Qtrade Direct Investing | Up to $5,000 cash back | $650 | $800 | OFFER2026 | Jan 5, 2027 |
| Wealthsimple Self-Directed Investing | 1% transfer match, up to $20,000 | $250 | $1,000 | — | No end date |
| Webull Canada | $150 transfer bonus | $150 | $150 | — | No end date |
| Questrade Self-Directed Investing | Up to $1,000 cash | $100 | $1,000 | GET1000 | Nov 2, 2026 |
| Moomoo Canada | Free shares + 30 days commission-free | Shares | Shares | — | No end date |
Values assume the transfer goes into a registered account (TFSA, RRSP or FHSA). Most percentage offers pay less on non-registered accounts and are paid in instalments over one to two years.
How long do I have to keep the money there?
Most transfer bonuses require you to keep the assets for 12 to 24 months. TD and RBC require holding until November 30, 2028; Questrade checks your balance in June and December 2027; Qtrade until February 5, 2028; Wealthsimple pays its match monthly over 24 months.
Withdrawing early usually cancels the remaining payments, so only transfer money you plan to leave invested.
Who pays the transfer-out fee?
Your old broker typically charges about $150 to move an account. Many new brokers refund it: Questrade up to $150 per account, RBC up to $200 on $15,000+, TD up to $150 per transfer on $25,000+, and Wealthsimple on $25,000+.
Are brokerage bonuses taxable?
Cash bonuses paid into a non-registered account are generally treated as taxable income or as a reduction in the cost of your investments, depending on the offer. Check with a tax professional for your situation.
Put this into practice
Official sources and further reading
Terms vary by card. Confirm the issuer’s current agreement and program conditions before acting. This guide does not predict approval, realized value or credit-score changes.
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