Investing / Online brokers / Desjardins Online Brokerage (Disnat)
Desjardins Online Brokerage (Disnat)
Quebec investors and Desjardins members · #5 of 14 online brokers
- Yearly cost · Growing
- $0
- Stock & ETF trade
- $0
- Currency conversion
- 0.15%–1.9%
- Offer on $25k
- —
$25,000 · 24 trades a year
Online stocks and ETFs on Classic and Direct
CAD and USD accounts available
No current offer
Our verdict
Desjardins Online Brokerage (Disnat) scores 80/100, #5 of the 14 online brokers we compare. Best for: quebec investors and Desjardins members.
- $0 online stock and ETF trades
- Inactivity fee waived for ages 18–30
- Streaming Direct platform for active traders
What a year of investing costs
Estimated yearly cost
$0$25,000 · 24 trades a year in a TFSA| Commissions 24 × $0.00 | $0.00 |
|---|---|
| Account fees $30 a quarter if inactive (waived with 6+ trades a year, $15,000+, or age 18–30) | $0.00 |
| Yearly cost | $0.00 |
| Starter$5,000 · 12 trades a year | $0 |
|---|---|
| Growing$25,000 · 24 trades a year | $0 |
| Active$100,000 · 120 trades a year | $0 |
Canadian-listed trades of $1,000. Currency conversion, options and ECN fees are extra. Try your own numbers.
Welcome offer
No welcome offer right now.
Fees & features
| Stocks & ETFs | $0Online stocks and ETFs on Classic and Direct |
|---|---|
| Options | $1.25 per contract, $8.75 minimum |
| Currency conversion | 0.15% to 1.90% depending on the amount |
| US dollar accounts | CAD and USD accounts available |
| Account fees | $30 a quarter if inactive (waived with 6+ trades a year, $15,000+, or age 18–30) |
| Minimum | $0 |
| Fractional shares · DRIP | Whole shares only listed · Dividend reinvestment |
| Platforms | Disnat Classic (web) and Disnat Direct (streaming platform) |
| Accounts | TFSARRSPFHSARESPRRIFLIRANon-registeredMargin |
| Transfers | No transfer-fee reimbursement listedTransfer out: $150 (full account) |
| Protection | CIPFCIRO member · Desjardins Securities Inc. |
Pros & cons
Pros
- $0 commissions on stocks and ETFs
- Full range of registered accounts
- Fee waivers for young investors
Cons
- $30 quarterly inactivity fee on small, inactive accounts
- RRSP admin fee under $15,000
- Streaming data costs extra on Direct
Disnat FAQ
How much does Desjardins Online Brokerage (Disnat) charge per trade?
$0 per online stock or ETF trade. Online stocks and ETFs on Classic and Direct. Options: $1.25 per contract, $8.75 minimum.
Does Desjardins Online Brokerage (Disnat) have account fees?
$30 a quarter if inactive (waived with 6+ trades a year, $15,000+, or age 18–30). Transferring out costs $150 (full account).
Is Desjardins Online Brokerage (Disnat) good for buying US stocks?
CAD and USD accounts available. Currency conversion: 0.15% to 1.90% depending on the amount.
Which accounts does Desjardins Online Brokerage (Disnat) offer?
TFSA, RRSP, FHSA, RESP, RRIF, LIRA, Non-registered, Margin.
Is Disnat safe?
Desjardins Securities Inc. is a CIRO member; accounts are protected by CIPF up to $1 million per account category if the firm fails. That protection does not cover market losses.
Alternatives
Source: Desjardins official fee schedule · Checked Oct 16, 2026.
WalletReturn is independent. We may earn a commission when you open an account through some links; that never changes our scores or our numbers. Fees and offers change — confirm them with the provider before you open an account. This is general information, not investment advice. Investments are not guaranteed; CIPF protection covers missing client property if a member firm fails, not market losses.