American Express Membership Rewards Points Value Calculator

What Membership Rewards points are worth in Canada for each way to redeem them, with an interactive chart and the official rates, checked November 13, 2026.

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Membership Rewards value table

Redemption optionValue per point10,000 points
Fixed Points Travelup to 2¢/point—
Transfer to airline partners1.48¢ – 3.96¢/point$148 – $396
Flexible Points Travel1¢/point$100
Statement credits (cash)1¢/point$100
Gift cardsup to 0.8¢/pointup to $80
Amazon.ca and PayPal0.7¢/point$70
Transfer to hotel partners0.62¢ – 0.82¢/point$62.40 – $81.60

Membership Rewards value at different balances

PointsBest published value (Fixed Points Travel)Compared with (Statement credits (cash))
1,000 points—$10
2,500 points—$25
5,000 points—$50
10,000 points—$100
15,000 pointsup to $300$150
20,000 pointsup to $400$200
25,000 pointsup to $500$250
30,000 pointsup to $600$300
40,000 pointsup to $800$400
50,000 pointsup to $1,000$500
60,000 pointsup to $1,200$600
75,000 pointsup to $1,500$750
100,000 pointsup to $2,000$1,000
125,000 pointsup to $2,500$1,250
150,000 pointsup to $3,000$1,500
200,000 pointsup to $4,000$2,000
250,000 pointsup to $5,000$2,500
500,000 pointsup to $10,000$5,000
1,000,000 pointsup to $20,000$10,000

About Membership Rewards

Points earned on American Express Cobalt, Gold Rewards, Platinum and Green cards. You can use them for travel, as a credit on your card, for gift cards, or move them to airline and hotel programs.

Official sources

Rates checked November 13, 2026. Fixed rates are the program’s own. “Up to” values come from fixed-points charts: the maximum fare divided by the points. Ranges are WalletReturn estimates, explained on the page. Programs can change rates at any time; check before you redeem.

WalletReturn is an independent Canadian comparison site. Values are estimates; confirm current terms with the provider. Commission never changes rankings. Methodology · Advertising disclosure