What PC Optimum points are worth in Canada for each way to redeem them, with an interactive chart and the official rates, checked November 13, 2026.
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| Redemption option | Value per point | 10,000 points |
|---|---|---|
| In store | 0.1¢/point | $10 |
| Statement credits (cash) | 0.07¢/point | $7 |
| Points | Best published value (In store) | Compared with (Statement credits (cash)) |
|---|---|---|
| 1,000 points | $1 | $0.70 |
| 2,500 points | $2.50 | $1.75 |
| 5,000 points | $5 | $3.50 |
| 10,000 points | $10 | $7 |
| 15,000 points | $15 | $10.50 |
| 20,000 points | $20 | $14 |
| 25,000 points | $25 | $17.50 |
| 30,000 points | $30 | $21 |
| 40,000 points | $40 | $28 |
| 50,000 points | $50 | $35 |
| 60,000 points | $60 | $42 |
| 75,000 points | $75 | $52.50 |
| 100,000 points | $100 | $70 |
| 125,000 points | $125 | $87.50 |
| 150,000 points | $150 | $105 |
| 200,000 points | $200 | $140 |
| 250,000 points | $250 | $175 |
| 500,000 points | $500 | $350 |
| 1,000,000 points | $1,000 | $700 |
Earned at Loblaw stores, Shoppers Drug Mart and Esso/Mobil, and with PC Financial Mastercards. Points are worth the most at the checkout.
Rates checked November 13, 2026. Fixed rates are the program’s own. “Up to” values come from fixed-points charts: the maximum fare divided by the points. Ranges are WalletReturn estimates, explained on the page. Programs can change rates at any time; check before you redeem.
WalletReturn is an independent Canadian comparison site. Values are estimates; confirm current terms with the provider. Commission never changes rankings. Methodology · Advertising disclosure