What Adapta points are worth in Canada for each way to redeem them, with an interactive chart and the official rates, checked November 13, 2026.
Open the interactive calculator
| Redemption option | Value per point | 10,000 points |
|---|---|---|
| CIBC financial products | 0.83¢/point | $83 |
| Statement credits (cash) | 0.67¢/point | $67 |
| Points | Best published value (CIBC financial products) | Compared with (Statement credits (cash)) |
|---|---|---|
| 1,000 points | $8.30 | $6.70 |
| 2,500 points | $20.75 | $16.75 |
| 5,000 points | $41.50 | $33.50 |
| 10,000 points | $83 | $67 |
| 15,000 points | $125 | $101 |
| 20,000 points | $166 | $134 |
| 25,000 points | $208 | $168 |
| 30,000 points | $249 | $201 |
| 40,000 points | $332 | $268 |
| 50,000 points | $415 | $335 |
| 60,000 points | $498 | $402 |
| 75,000 points | $623 | $503 |
| 100,000 points | $830 | $670 |
| 125,000 points | $1,038 | $838 |
| 150,000 points | $1,245 | $1,005 |
| 200,000 points | $1,660 | $1,340 |
| 250,000 points | $2,075 | $1,675 |
| 500,000 points | $4,150 | $3,350 |
| 1,000,000 points | $8,300 | $6,700 |
Earned with the CIBC Adapta Mastercard.
Rates checked November 13, 2026. Fixed rates are the program’s own. “Up to” values come from fixed-points charts: the maximum fare divided by the points. Ranges are WalletReturn estimates, explained on the page. Programs can change rates at any time; check before you redeem.
WalletReturn is an independent Canadian comparison site. Values are estimates; confirm current terms with the provider. Commission never changes rankings. Methodology · Advertising disclosure