What Smart Rewards points are worth in Canada for each way to redeem them, with an interactive chart and the official rates, checked November 13, 2026.
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| Redemption option | Value per point | 10,000 points |
|---|---|---|
| Gift cards and rewards | Rate shown when you redeem | — |
Earned with the Capital One Smart Rewards Mastercard, on payments you make toward your balance. Points don’t expire.
Rates checked November 13, 2026. Fixed rates are the program’s own. “Up to” values come from fixed-points charts: the maximum fare divided by the points. Ranges are WalletReturn estimates, explained on the page. Programs can change rates at any time; check before you redeem.
WalletReturn is an independent Canadian comparison site. Values are estimates; confirm current terms with the provider. Commission never changes rankings. Methodology · Advertising disclosure