From November 11, 2026 to May 10, 2027, Rogers Red World, World Elite and World Legend Mastercards earn an extra 1% cash back on rent, bill and tax payments made through Chexy. Chexy charges 1.75%, so the real gain is much smaller than the headline 3%.
Key takeaway: With an eligible Rogers service, you keep about 1.30% of each rent payment after Chexy’s fee, or about $26.05 a month on $2,000 of rent, until the bonus cap. Without a Rogers service the gain shrinks to 0.79% or less, and once the cap is reached the fee is higher than the regular cash back.
Editorial update November 12, 2026 · WalletReturn Editorial Team
Chexy is a Canadian service that lets you pay rent, bills and taxes by credit card and sends the money on by bank transfer. From November 11, 2026 to May 10, 2027, eligible Rogers Mastercards earn an extra 1% cash back on Chexy payments, up to a cap per account.
The cap includes Chexy’s fee, and payments by the primary cardholder and authorized users count together. The base Rogers Red Mastercard isn’t included. The bonus can take up to 5 months to post, and under Rogers’ terms Chexy payments don’t qualify as Eligible Rogers Purchases.
| Card | Cash back with an eligible Rogers service | Without a Rogers service | Bonus cap (payments) |
|---|---|---|---|
| Rogers Red World Legend Mastercard | 2% + 1% = 3% | 1% to 1.5% + 1% | $25,000 |
| Rogers Red World Elite Mastercard | 2% + 1% = 3% | 1.5% + 1% = 2.5% | $10,000 |
| Rogers Red World Mastercard | 2% + 1% = 3% | 1% + 1% = 2% | $10,000 |
Chexy adds a 1.75% fee to each card payment, and cash back is earned on the full charge, fee included. On $2,000 of rent you’re charged $2,035.00.
The table shows what’s left after the fee, as a share of the rent and in dollars on a month’s rent, while the bonus applies.
| Cash back on the payment | Kept after the 1.75% fee | On $2,000 of rent a month |
|---|---|---|
| 3% | 1.30% | $26.05 |
| 2.5% | 0.79% | $15.88 |
| 2% | 0.29% | $5.70 |
At $2,000 a month, a $10,000 cap is used up in about 4.9 months and the Legend’s $25,000 cap in about 12.3 months.
After the cap, a card earning 2% keeps only 0.29% after the fee, and a card earning 1.5% or less loses money on every payment (-0.22% at 1.5%). The most the bonus itself can add is 1% of the cap: $100 on the World and World Elite cards and $250 on the World Legend.
Renters who already have a Rogers Red World or World Elite card and an eligible Rogers, Fido, Shaw or Comwave service, and who pay their card in full every month. They keep about 1.3% of the rent until the cap.
It isn’t a reason to get the World Legend card on its own: its $495 annual fee is far more than the offer can return. And it’s never worth carrying a rent balance: card interest of around 20% erases the gain immediately.
Sometimes. If you’re working toward a welcome bonus on another card, paying rent through a service like Chexy can help reach the minimum spend, as long as the issuer counts the payment as a purchase. Check the card’s terms first.
Our guide to paying rent by credit card covers fees, risks and alternatives in more detail.
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