Rankings
Best Aeroplan Credit Cards in Canada
Every Aeroplan credit card ranked by first-year value, from the TD and CIBC Visa Infinite cards to the premium Privilege cards and Amex Aeroplan cards.
What is the best Aeroplan credit card?
By first-year value at typical spending, the TD Aeroplan Visa Infinite leads at $779, tied closely with the CIBC Aeroplan Visa Infinite ($779). Both earn Aeroplan points worth about 1 cent each.
| Card | Annual fee | First-year value | Net annual rewards |
|---|---|---|---|
| TD Aeroplan Visa Infinite | $139 | $779 | $140 |
| CIBC Aeroplan Visa Infinite | $139 | $779 | $140 |
| TD Aeroplan Visa Infinite Privilege | $599 | $732 | −$268 |
| CIBC Aeroplan Visa Infinite Privilege | $599 | $730 | −$270 |
| American Express Aeroplan Card | $120 | $482 | $132 |
| TD Aeroplan Visa Platinum | $89 | $386 | $97 |
| American Express Aeroplan Reserve Card | $599 | $319 | −$281 |
| CIBC Aeroplan Visa | $0 | $273 | $173 |
Values assume $2,000 a month of typical spending (groceries $500, dining $200, gas $150, online $300, bills $200 and the rest spread across other categories). First-year value is the welcome bonus plus a year of rewards, minus the annual fee.
Are premium Aeroplan cards worth the higher fee?
Only if you value the perks. On rewards alone, the Visa Infinite Privilege cards lose money after year one at typical spending; their value is in Maple Leaf Lounge access, priority services and travel insurance, which we don’t assign a dollar value.
How much are Aeroplan points worth?
WalletReturn values Aeroplan points at about 1 cent each, so 50,000 points ≈ $500 in flights.
Put this into practice
Official sources and further reading
Terms vary by card. Confirm the issuer’s current agreement and program conditions before acting. This guide does not predict approval, realized value or credit-score changes.
How WalletReturn calculates card value