Investing / Robo-advisors / RBC InvestEase
RBC InvestEase
RBC clients who want a bank-backed robo · #3 of 6 robo-advisors
- Yearly fee on $50,000
- $250
- Management fee
- 0.50% on any balance
- Fund MER
- 0.12%–0.2%
- Minimum
- $100
0.50% on any balance
0.12%–0.20% (responsible 0.17%–0.25%)
Our verdict
RBC InvestEase scores 57/100, #3 of the 6 robo-advisors we compare. Best for: RBC clients who want a bank-backed robo.
- 0.50% flat fee
- Start with $100
- Up to $200 back on transfer fees
What it costs
Estimated yearly cost
$330on a steady $50,000 balance| Management fee 0.5% effective · 0.50% on any balance | $250.00 |
|---|---|
| Fund costs (MER) 0.12%–0.20% (responsible 0.17%–0.25%) | ≈ $80.00 |
| Yearly cost | $330.00 |
| $10,000 | $50 a year0.5% management fee |
|---|---|
| $50,000 | $250 a year0.5% management fee |
| $100,000 | $500 a year0.5% management fee |
| $250,000 | $1,250 a year0.5% management fee |
Before sales tax. Fund costs use the middle of the published MER range and come out of the fund’s returns rather than your account.
Welcome offer
No welcome offer right now. Up to $200 back on transfers of $15,000+.
Fees & features
| Management fee | 0.50% on any balance |
|---|---|
| Fund MER | 0.12%–0.20% (responsible 0.17%–0.25%) |
| Minimum | $100 |
| Rebalancing | Automatic, included |
| Portfolios | Standard and socially responsible portfolios |
| Accounts | TFSARRSPFHSANon-registered |
| Transfers | Up to $200 back on transfers of $15,000+Transfer out: $150 + tax |
| Protection | CIPFCIRO member · RBC InvestEase Inc. |
Pros & cons
Pros
- Low $100 minimum
- Instant transfers from RBC bank accounts
- Reimburses up to $200 in transfer fees on $15,000+
Cons
- 0.50% fee with no discount at higher balances
- No RESP
- $150 to transfer out
RBC InvestEase FAQ
How much does RBC InvestEase cost?
RBC InvestEase charges 0.50% on any balance a year — $50 on $10,000, $250 on $50,000 and $500 on $100,000, before tax. Fund MERs (0.12%–0.20% (responsible 0.17%–0.25%)) are charged inside the ETFs.
What is the minimum to open RBC InvestEase?
$100.
Which accounts does RBC InvestEase offer?
TFSA, RRSP, FHSA, Non-registered.
Is RBC InvestEase safe?
RBC InvestEase Inc. is a CIRO member; accounts are protected by CIPF up to $1 million per account category if the firm fails. That protection does not cover market losses.
Alternatives
Source: RBC official fee schedule · Checked Oct 16, 2026.
WalletReturn is independent. We may earn a commission when you open an account through some links; that never changes our scores or our numbers. Fees and offers change — confirm them with the provider before you open an account. This is general information, not investment advice. Investments are not guaranteed; CIPF protection covers missing client property if a member firm fails, not market losses.