Investing / Online brokers / Questrade Self-Directed Investing
Questrade Self-Directed Investing
Free USD accounts and the widest account choice at $0 commissions · #1 of 14 online brokers
Up to $1,000 cash — $100 for $20,000+, $300 for $50,000+ and $1,000 for $100,000+ in net new funding to self-directed accounts. 17 days left
- Yearly cost · Growing
- $0
- Stock & ETF trade
- $0
- Currency conversion
- 1.5%
- Offer on $25k
- $100
$25,000 · 24 trades a year
Canadian and US stocks and ETFs
Free USD accounts, including TFSA and RRSP
Up to $1,000 cash
Our verdict
Questrade Self-Directed Investing scores 91/100, #1 of the 14 online brokers we compare. Best for: free USD accounts and the widest account choice at $0 commissions.
- $0 stock and ETF commissions, $0 US equity options commissions
- Free USD accounts in TFSAs and RRSPs
- Reimburses up to $150 per account you transfer in
What a year of investing costs
Estimated yearly cost
$0$25,000 · 24 trades a year in a TFSA| Commissions 24 × $0.00 | $0.00 |
|---|---|
| Account fees No annual or inactivity fees | $0.00 |
| Yearly cost | $0.00 |
| Starter$5,000 · 12 trades a year | $0 |
|---|---|
| Growing$25,000 · 24 trades a year | $0 |
| Active$100,000 · 120 trades a year | $0 |
Canadian-listed trades of $1,000. Currency conversion, options and ECN fees are extra. Try your own numbers.
Welcome offer
Up to $1,000 cash
$100 for $20,000+, $300 for $50,000+ and $1,000 for $100,000+ in net new funding to self-directed accounts.
- Open a self-directed account with code GET1000 by Nov 2, 2026 (existing clients opt in under Rewards and Benefits)
- Deposit by Nov 2, or start transfers by Nov 2 that settle by Dec 14, 2026
- Keep net funding at or above your tier on June 2 and Dec 2, 2027
- Bonus is paid in two halves, around June 11 and Dec 10, 2027
| Transfer $10,000 | $0 |
|---|---|
| Transfer $25,000 | $100 |
| Transfer $50,000 | $300 |
| Transfer $100,000 | $1,000 |
Offer ends Nov 2, 2026. Paid in two halves in June and December 2027. Code: GET1000. Official terms
Fees & features
| Stocks & ETFs | $0Canadian and US stocks and ETFs |
|---|---|
| Options | $0 on US equity options; $0.99 per contract on Canadian options |
| Currency conversion | Free USD accounts let you avoid conversions; converting costs about 1.5% |
| US dollar accounts | Free USD accounts, including TFSA and RRSP |
| Account fees | No annual or inactivity fees |
| Minimum | $0 |
| Fractional shares · DRIP | Fractional shares · Dividend reinvestment |
| Platforms | Web, mobile and Questrade Edge desktop; optional Questrade Plus at $19.99/month |
| Accounts | TFSARRSPFHSARESPNon-registeredMarginRRIFLIRA |
| Transfers | Reimburses up to $150 per account you transfer inTransfer out: see provider fee schedule |
| Protection | CIPFCIRO member · Questrade, Inc. |
Pros & cons
Pros
- $0 commissions on stocks, ETFs and US equity options
- Free USD accounts, including registered ones, so you can skip conversion fees
- Eight account types including RRIF, LIRA and margin
- Fractional shares and free DRIP
Cons
- Advanced market data costs extra
- Canadian options cost $0.99 per contract
- Some perks sit behind the $19.99/month Plus plan
Questrade FAQ
How much does Questrade Self-Directed Investing charge per trade?
$0 per online stock or ETF trade. Canadian and US stocks and ETFs. Options: $0 on US equity options; $0.99 per contract on Canadian options.
Does Questrade Self-Directed Investing have account fees?
No annual or inactivity fees.
Is Questrade Self-Directed Investing good for buying US stocks?
Free USD accounts, including TFSA and RRSP. Currency conversion: Free USD accounts let you avoid conversions; converting costs about 1.5%.
Which accounts does Questrade Self-Directed Investing offer?
TFSA, RRSP, FHSA, RESP, Non-registered, Margin, RRIF, LIRA.
What is the Questrade welcome offer?
Up to $1,000 cash: $100 for $20,000+, $300 for $50,000+ and $1,000 for $100,000+ in net new funding to self-directed accounts. Use code GET1000. Offer ends Nov 2, 2026.
Is Questrade safe?
Questrade, Inc. is a CIRO member; accounts are protected by CIPF up to $1 million per account category if the firm fails. That protection does not cover market losses.
Alternatives
Source: Questrade official fee schedule · offer terms · Checked Oct 16, 2026.
WalletReturn is independent. We may earn a commission when you open an account through some links; that never changes our scores or our numbers. Fees and offers change — confirm them with the provider before you open an account. This is general information, not investment advice. Investments are not guaranteed; CIPF protection covers missing client property if a member firm fails, not market losses.