| Term | Rate | Rank | Best rate we track | $10,000 at maturity |
|---|---|---|---|---|
| 1-year | 3.00% | #9 of 14 | 4.05% (WealthONE Bank) | $10,300 |
| 2-year | 3.20% | #9 of 14 | 4.30% (WealthONE Bank) | $10,650 |
| 3-year | 3.30% | #8 of 13 | 4.40% (WealthONE Bank) | $11,023 |
| 4-year | 3.35% | #9 of 13 | 4.45% (WealthONE Bank) | $11,409 |
| 5-year | 3.55% | #11 of 15 | 4.55% (WealthONE Bank) | $11,906 |
Deposit protection: CDIC. Deposits held by The Toronto-Dominion Bank.
Long-term non-cashable GIC (simple or compound interest). Offered in TFSA, RRSP, RRIF, RESP, FHSA and non-registered plans.
Source: https://www.td.com/ca/en/personal-banking/personal-investing/products/gic/non-cashable-gic-rates (checked 2026-11-11).
WalletReturn is an independent Canadian comparison site. Values are estimates; confirm current terms with the provider. Commission never changes rankings. Methodology · Advertising disclosure